COURSE: FIN 3105 PERSONAL INVESTMENT MANAGEMENT SECTION: U01 REFERENCE: TERM: SPRING 2014 DATES: 1/6/2014-4/21/2014

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COURSE: FIN 3105 PERSONAL INVESTMENT MANAGEMENT SECTION: U01 REFERENCE: 14771 TERM: SPRING 2014 DATES: 1/6/2014-4/21/2014 CLASS: MONDAY, 2:00PM - 4:45PM LOCATION: PC 439 INSTRUCTOR: JIM KEYS HOME

edu Office Phne: (305) 348-3268 Finance Department: (305) 348-2680 Fax: (305) 348-4245 Office Hurs: Mnday Tuesday Please d nt hesitate t make an appintment if 11:00AM - Nn 11:00AM - Nn ffice hurs

1 COURSE: FIN 3105 PERSONAL INVESTMENT MANAGEMENT SECTION: U01 REFERENCE: TERM: SPRING 2014 DATES: 1/6/2014-4/21/2014 CLASS: MONDAY, 2:00PM - 4:45PM LOCATION: PC 439 INSTRUCTOR: JIM KEYS HOME PAGE: CONTACT INFORMATION Instructr: Jim Keys Office: RB 215, MM Campus keysj@fiu.edu Office Phne: (305) Finance Department: (305) Fax: (305) Office Hurs: Mnday Tuesday Please d nt hesitate t make an appintment if 11:00AM - Nn 11:00AM - Nn ffice hurs cnflict with anther class. Yu are free t visit my ffice any time yu are n campus. 5:00PM 6:00PM 5:00PM 6:00PM Class attendance is essential. TEXTBOOK AND MYFINANCELAB ACCESS (REQUIRED) Persnal Finance: Turning Mney int Wealth, 6th Editin Arthur J. Kewn, Pearsn Educatin, Inc., Cpyright 2013 Hardcver ISBN: Purchase Optins thrugh MyPearsn Stre Student Value Editin (MFL cde, ebk, binder ready print versin) Access cde fr MFL (MFL cde with r withut ebk) Purchase Optins thrugh FIU Bkstre Student Value Editin - FIU (MFL cde, ebk, binder ready print versin) Access t MyFinanceLab Chapter 1: The Financial Planning Prcess Chapter 2: Measuring Yur Financial Health and Making a Plan The MyFinanceLab Curse ID fr this curse is keys Fllw the instructins n this page t Register and Enrll in MyFinanceLab. Registratin page: Click here. Nte: Yu can register with temprary access prir t paying. Select "Get temprary access withut payment fr 14 days" at the bttm f the registratin page.

2 COURSE PREREQUISITES Please review infrmatin abut prerequisites fr this curse: There are n prerequisites fr this curse. COURSE DESCRIPTION AND OBJECTIVES This curse is designed t intrduce the student t the cncepts, tls, and applicatins f persnal finance and investments. The gal is fr each student t gain a basic understanding f the persnal financial planning prcess with an emphasis f the rle that investing plays in achieving yur financial bjectives. We will use a variety f methds t enhance yur learning experience, including internet exercises, news feeds, vides, interactive calculatrs, financial planning wrksheets and individual prjects. Assessment in the curse will be based upn chapter quizzes, hmewrk prblems, cases and prjects. The curse will incrprate MyFinanceLab, a web-based assignment and assessment platfrm. MyFinanceLab includes custmizable cntent and highly persnalized study paths, respnsive learning tls, and real-time evaluatin and diagnstics. COURSE LEARNING OUTCOMES List the five basic steps f persnal financial planning Calculate their level f net wrth r wealth using a balance sheet Implement a financial plan r budget that will prvide fr the level f savings needed t achieve their gals Plan fr their cllege educatin and career Apply time value f mney principles t persnal financial and investment decisins Identify and evaluate the majr federal incme tax features that affect all taxpayers Manage cash and determine the need fr liquid assets Evaluate the cst f credit Manage their credit cards and pen credit Calculate the cst f a cnsumer lan Chse a financial institutin and types f accunts fr persnal needs Calculate interest rates and real rates f return Allcate their assets t maximize their risk/return trade-ff Identify and describe the primary and secndary securities markets Lcate and use several different surces f investment infrmatin t trade securities Classify cmmn stcks accrding t basic market terminlgy Evaluate the risks assciated with investing in cmmn stcks Calculate the value f a bnd and identify the factrs that cause bnd values t change Weigh the advantages and disadvantages f investing in mutual funds Differentiate between types f mutual funds, ETFs, and investment trusts Develp a retirement plan and effectively mnitr it MAJOR AND CURRICULUM STUDENT LEARNING OUTCOMES TARGETED Apply critical thinking skills t cmplex business prblems including: Identifying and evaluating relevant issues and infrmatin; Generating and evaluating pssible slutins t prblems. Use quantitative analytical skills t: Identify and analyze material factrs that are invlved in business prblems; Determine and apply apprpriate prblem slving techniques t business prblems. Use infrmatin technlgy as a tl t perfrm essential business tasks.

3 ASSURANCE OF LEARNING The Cllege f Business cares abut the quality f yur educatin. Please read abut the Cllege's cmmitment t Assurance f Learning. TEACHING METHODOLOGY Yu shuld read and be familiar with the material in the assigned chapter and attempt t slve sme prblems befre the lecture. The lecture will fcus n the mre difficult aspects f each chapter and n prblems and cncepts that deal with the material. After the class yu shuld review yur ntes and in the prcess wrk additinal relevant prblems and questins at the end f the chapter. There are additinal resurces available in MyFinanceLab that many students will find helpful. Participatin: Yu are expected t attend all f the lectures fr the semester. If yu miss any material, it is yur respnsibility t btain the infrmatin frm anther student. Participatin in class discussins is expected. Suggested study prcedures: Befre beginning, take the Learning Styles Quiz and view yur results n the Learning Styles Chart. Read the assigned Chapter in the textbk and view the Pwerpint Slide Presentatin* fr the assigned chapter prir t the class lecture. Survey the Review Questins as well as sme f the Prblems and Activities items at the end f each assigned chapter. The Curse Cntent* sectin f Blackbard includes answers t the Review Questins referenced abve. Make use f the Chapter Resurces fund in MyFinanceLab as yu cver the chapter t gain additinal knwledge and deepen yur understanding f the material. Access my Other Resurces page fr links t financial calculatr guides, time value f mney tls, and persnal financial management & investing web sites. Practice prblem-slving and prepare fr graded assessments using the Study Plan in MyFinanceLab. The Study Plan lets yu practice material in the textbk by chapter, sectin, and (if applicable) by bjective. The Study Plan Cntents page keeps track f yur prgress, recmmends what t wrk n next, and shws the material yu have already mastered. Utilize the News tab in MyFinanceLab fr links t current articles f interest. Cmplete all graded assessments in MyFinanceLab by the psted deadline: Hmewrk Assignment (based n the "Develp Yur Skills --- Prblems and Activities" items at the end f each chapter) Chapter Quiz (based n the chapter cntent) Exams (based n the chapter cntent) Cmplete all in-class graded assessments and activities: Exams (based n the chapter cntent) Class Participatin (in-class activities, including small grup presentatins f Learn by Ding and/r Finance Blg prjects) Pst general questins n the Discussin Frum* in Blackbard and review the frum fr previusly answered questins. Use Curse Mail* fr persnal cmmunicatin with the Instructr. *Accessible thrugh Blackbard

4 MYFINANCELAB QUIZZES, HOMEWORK ASSIGNMENTS, AND EXAMS Prir t attempting any graded assessment (Chapter Quiz, Hmewrk Assignment, Exam), it is recmmended that yu use the Study Plan in MyFinanceLab t receive a persnalized study plan which will diagnse areas yu need t practice. In additin, the Study Plan and Hmewrk Assignments may include sme r all f the Learning Aids described here: Help Me Slve This: A guided slutin is available as a learning aid. View an Example: A sample prblem is available as a learning aid. Textbk Pages: The nline textbk is available as a learning aid. Calculatr: A calculatr is available as a learning aid. Ask My Instructr: Send an abut the questin t the instructr. Print: Print the questin. Chapter Quizzes: Students will take a Chapter Quiz in MyFinanceLab n each f the assigned textbk chapters. The chapter quizzes are timed and must be submitted by the deadlines listed at the bttm f the syllabus (als n the MyFinanceLab hmepage). Yu may wrk ahead, but d nt pen a chapter quiz until yu are ready t take it. Quizzes will nt be reset fr any reasn if yu miss the deadline r fail t fllw instructins! Please be sure that yur cmputer and brwser are cnfigured fr taking assessments in MyFinanceLab. The Chapter Quizzes are accessible thrugh the Assignments (Quiz) tab in MyFinanceLab and are listed as Q-1, Q-2, etc... Once yu access and begin a Chapter Quiz, the "clck" will start and yu must finish and submit the quiz in the time alltted; yu will nt be able t access the same quiz mre than nce. Nte: Yu will have attempts at tw separate quizzes fr each chapter and the highest scre will be recrded in the MyFinanceLab Gradebk. The due date fr each quiz is final. Submissins after the due date are nt pssible. The Chapter Quizzes are clsed bk and clsed ntes. Quiz items are multiple chice and are based upn the chapter cntent. Yu are allwed t use a calculatr, scrap paper, and the Time Value f Mney Interest Tables: (FV), (FVA), (PV), (PVA). The use f any ther resurce r assistance during chapter quizzes will be cnsidered a vilatin f the Student Cde f Cnduct! Chapter Hmewrk Assignments: Students will cmplete Hmewrk Assignments in MyFinanceLab n each f the assigned textbk chapters. The Hmewrk Assignments are nt timed and yu may wrk ahead but yu must submit each hmewrk assignment by the deadlines listed at the bttm f the syllabus (als n the MyFinanceLab hmepage). Hmewrk Assignments will nt be reset fr any reasn if yu miss the deadline r fail t fllw instructins! Please be sure that yur cmputer and brwser are cnfigured fr taking assessments in MyFinanceLab. The Hmewrk Assignments are accessible thrugh the Assignments (Hmewrk) tab in MyFinanceLab and are listed as HW-1, HW-2, etc... Nte: Yu will have unlimited attempts fr each hmewrk questin. Late submissins, with a 15% reductin in credit, are allwed fr any individual hmewrk questin. The highest scre achieved n each questin will be recrded in the MyFinanceLab Gradebk.

5 The Hmewrk Assignments are generally based n the end-f-chapter prblems in the textbk under the heading "Develp Yur Skills --- Prblems and Activities." The Hmewrk Assignments are pen bk and yu are allwed t use any resurce yu wish as lng as yu are the ne ding the wrk. Exams: There will be tw exams during the semester (either nline r in class), each cvering 6-7 chapters. The exams will be in multiple-chice / calculatin frmat; frmula sheets will be prvided if needed. Nte: The scre achieved n each Exam taken nline will be recrded in the MyFinanceLab Gradebk. The Exams are clsed bk and clsed ntes. Exam items are multiple chice and are based upn the chapter cntent. Yu are allwed t use a calculatr, scrap paper, frmula sheet (if required), and the Time Value f Mney Interest Tables: (FV), (FVA), (PV), (PVA). The use f any ther resurce r assistance during Exams will be cnsidered a vilatin f the Student Cde f Cnduct! Special Nte: The MyFinanceLab Gradebk is nt the fficial gradebk fr the curse. The assessment average in MyFinanceLab des nt necessarily represent yur categry average. At the end f the term I dwnlad all f the assessment grades int an Excel spreadsheet, calculate yur final grade, and pst the results in Blackbard. COURSE REQUIREMENTS AND ASSESSMENT WEIGHTS COURSE REQUIREMENTS Chapter Quizzes in MyFinanceLab (timed) - Clsed bk, clsed ntes - Tw attempts fr each chapter; highest f the tw attempts recrded in MyFinanceLab gradebk - Quizzes cannt be attempted after the psted due date - The scre is available in the MyFinanceLab gradebk after cmpletin and feedback is available after the due date Hmewrk Assignments in MyFinanceLab (untimed) - Open bk - Unlimited attempts fr each questin - Credit fr individual Hmewrk questins submitted after the due date will be reduced by 15% - Questins fr the Instructr can be sent directly frm the Hmewrk prblem in MyFinanceLab r psted n the Blackbard Discussin Frum and shuld be answered within 24 hurs - Results are available in the MyFinanceLab gradebk after each submissin; feedback and assistance is available thrugh the Learning Aids menu adjacent t each prblem Exams (timed) - Clsed bk, clsed ntes - Multiple chice / calculatin exams, each cvering 6-7 chapters - Results available within 24 hurs thrugh a psting n the Blackbard Discussin Frum fr inclass Exams; results are available in the MyFinanceLab gradebk fr nline Exams after the Exam Windw has clsed WEIGHT 25% 25% 30% Class Attendance / Participatin - Class attendance and active participatin (including Scrative ~ see belw) - Small grup presentatin(s) using Learn-by-Ding exercises and/r the Persnal Finance Blg pstings 20% TOTAL 100%

6 GRADING SCALE POLICY A B D A C D B C D B F All grades will psted in the Discussin Frum in Blackbard under yur persnal cde. Calculate yur persnal cde by ging t and entering yur FIU One Card ID number. FINANCIAL CALCULATOR AND TIME VALUE OF MONEY RESOURCES Calculatrs with financial functins: Financial calculatr tutrials and guidebks: Hw t chse a financial calculatr: Time value f mney frmula sheet: Time value f mney interest tables: Online calculatrs: HP 10bII, HP 12c, HP 17bII+, TI BA II Plus, TI BA II Plus Prfessinal, TI-83 Plus, TI-84 Plus FV FVA PV PVA DISABILITY NOTICE If yu have a disability and need assistance, please cntact the Disability Resurce Center (University Park: GC190; ) (Nrth Campus: WUC139, ). Upn cntact, the Disability Resurce Center will review yur request and cntact yur prfessrs r ther persnnel t make arrangements fr apprpriate mdificatin and/r assistance. RELIGIOUS HOLIDAYS The University's plicy n religius hlidays as stated in the University Catalg and Student Handbk will be fllwed in this class. Any student may request t be excused frm class t bserve a religius hly day f his r her faith. RULES, POLICIES, AND ACADEMIC MISCONDUCT Flrida Internatinal University is a cmmunity dedicated t generating and imparting knwledge thrugh excellent teaching and research, the rigrus and respectful exchange f ideas, and cmmunity service. All students shuld respect the right f thers t have an equitable pprtunity t learn and hnestly t demnstrate the quality f their learning. Therefre, all students are expected t adhere t a standard f academic cnduct, which demnstrates respect fr themselves, their fellw students, and the educatinal missin f the University. All students are deemed by the University t understand that if they are fund respnsible fr academic miscnduct, they will be subject t the Academic Miscnduct prcedures and sanctins, as utlined in the Student Handbk.

It is expected that interactive learning and teaching will enrich the learning experience f all students, and that each student will wrk in partnership with the prfessr t create a psitive learning

Student engagement is a necessary cnditin fr an effective learning experience, and includes cntributins t debate and discussin (if any), psitive interactin with thers, and an enthusiastic attitude

7 It is expected that interactive learning and teaching will enrich the learning experience f all students, and that each student will wrk in partnership with the prfessr t create a psitive learning experience fr all. Student engagement is a necessary cnditin fr an effective learning experience, and includes cntributins t debate and discussin (if any), psitive interactin with thers, and an enthusiastic attitude twards inquiry. Everyne is expected t be a psitive cntributr t the class learning cmmunity, and students are expected t share the respnsibility f teaching each ther. By taking this curse I prmise t adhere t FIU's Student Cde f Academic Integrity. Fr details n the plicy and prcedure click here. Exam Cnduct: N cmputers, cell phnes, PDA s, ipds, r ther electrnic devices will be permitted t be ut r accessible during exams. Be sure that such items are either nt brught t class n exam days r are prperly secured in a backpack r purse where yu will nt have access. The Exams include multiple chice / calculatin questins and are nt cmprehensive althugh sme material will carry thrugh. Fr in-class exams, students shuld bring their FIU One Card IDs, #2 pencils, and calculatr ("cell phne" calculatrs are nt permitted). Frmula sheet(s) will be attached t the exam if needed. Further instructins will be prvided befre each exam. Exam Plicy: Yu must take each and every exam at the date and time annunced in class. Failure t d s will result in zer credit fr that exam. This includes the final exam. Any deviatin frm this plicy because f illness r emergency must be cleared in advance and supprted with the apprpriate written dcumentatin. Abslutely n incmplete grades r make-up examinatins will be given if these plicies are vilated. In cases f medical r catastrphic emergencies, the student shuld cntact the Registrar's Office t apply fr a Late Drp r Refund. SOCRATIVE This is a technlgy that we will utilize during the lectures t fster interactive learning and t gauge attendance and participatin. Please register (free) fr Scrative n the device(s) that yu nrmally bring t class. Scrative is a free clud-based student respnse system fr enhancing classrm engagement, assessment and persnalizatin. Scrative runs n tablets, smartphnes, and laptps. Device The brwser-based slutin supprts Internet Explrer, Firefx, and Chrme brwsers. Cmpatible with iphne, ipd tuch, and ipad. Requires ios 4.3 r later. Fr Andrid devices. Requires Andrid 2.1 and up. Dwnlad / Access Applicatin

8 COURSE CALENDAR Date Cverage Tpic Authr's Blg January 6 Syllabus, 1 The Financial Planning Prcess Chapter 1 January 13 2, 3 Measuring Yur Financial Health and Making a Plan Understanding and Appreciating the Time Value f Mney Chapter 2 Chapter 3 January 20 MLK Hliday January 27 3, 4 February 3 4, 5 February 10 5, 6 February 17 6, 7 Understanding and Appreciating the Time Value f Mney Tax Planning and Strategies Tax Planning and Strategies Cash r Liquid Asset Management Cash r Liquid Asset Management Using Credit Cards: The Rle f Open Credit Using Credit Cards: The Rle f Open Credit Using Cnsumer Lans: The Rle f Planned Brrwing Chapter 4 Chapter 5 Chapter 6 Chapter 7 February 24 1, 2, 3, 4, 5, 6, 7 Exam #1 Windw - 2:00PM ~ 5:00PM * March 3 11 Investment Basics Chapter 11 March 10 Spring Break March Securities Markets Chapter 12 March 17 Drp Date March Investing in Stcks Chapter 13 March Investing in Bnds and Other Alternatives Chapter 14 April 7 15 Mutual Funds: An Easy Way t Diversify Chapter 15 April Retirement Planning Chapter 16 April 21 11, 12, 13, 14, 15, 16 Exam #2 Windw - 2:00PM ~ 5:00PM * * The Exam Windw fr each exam is subject t change

FIN 3105 Web Assisted Sectin U01 - Spring 2014 Semester Schedule f Beginning & Ending Times fr Chapter Assessments in MyFinanceLab Chapter Chapter Quiz access pens at 12:00 AM n Chapter Quiz access

April 21, 2014) Time Allwed fr Hmewrk Assignments 1 01/06/2014 01/20/2014 45 minutes 01/06/2014 02/24/2014 Nt Timed 2 01/06/2014 01/20/2014 45 minutes 01/06/2014 02/24/2014 Nt Timed 3 01/06/2014

02/17/2014 45 minutes 01/06/2014 02/24/2014 Nt Timed 7 01/06/2014 02/24/2014 45 minutes 01/06/2014 02/24/2014 Nt Timed 11 01/06/2014 03/17/2014 45 minutes 01/06/2014 04/21/2014 Nt Timed 12 01/06/2014

9 FIN 3105 Web Assisted Sectin U01 - Spring 2014 Semester Schedule f Beginning & Ending Times fr Chapter Assessments in MyFinanceLab Chapter Chapter Quiz access pens at 12:00 AM n Chapter Quiz access clses at 11:00 PM n Time Allwed fr Quizzes Hmewrk Assignment access pens at 12:00 AM n Hmewrk Assignment access clses at 11:00 PM n (late submissins are allwed with reduced credit - final deadline is April 21, 2014) Time Allwed fr Hmewrk Assignments 1 01/06/ /20/ minutes 01/06/ /24/2014 Nt Timed 2 01/06/ /20/ minutes 01/06/ /24/2014 Nt Timed 3 01/06/ /27/ minutes 01/06/ /24/2014 Nt Timed 4 01/06/ /03/ minutes 01/06/ /24/2014 Nt Timed 5 01/06/ /10/ minutes 01/06/ /24/2014 Nt Timed 6 01/06/ /17/ minutes 01/06/ /24/2014 Nt Timed 7 01/06/ /24/ minutes 01/06/ /24/2014 Nt Timed 11 01/06/ /17/ minutes 01/06/ /21/2014 Nt Timed 12 01/06/ /24/ minutes 01/06/ /21/2014 Nt Timed 13 01/06/ /31/ minutes 01/06/ /21/2014 Nt Timed 14 01/06/ /07/ minutes 01/06/ /21/2014 Nt Timed 15 01/06/ /14/ minutes 01/06/ /21/2014 Nt Timed 16 01/06/ /21/ minutes 01/06/ /21/2014 Nt Timed Cpyright 2014

BlueShift - QUT Business School Case Competition for high school students

BlueShift - QUT Business School Case Competition for high school students Infrmatin Pack BlueShift - QUT Business Schl Case Cmpetitin fr high schl students 2017 Key Dates Registratins pen Tuesday 31 January Registratins clse Friday 10 March Case released Mnday 13 March Written