P.O. Box 2300 Largo, FL

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natural wonders P.O. Box 00 Largo, FL 33779 727.586.44 www.pinellasfcu.org

Front Cover: Great White Egret Building Nest Ken & Diane Nelson, members since 73 Main Photo: Full Flaps for Takeoff Ken & Diane Nelson, members since 73 Insets Maribel Silva, member since 06 sun mon tues wed thurs fri sat Follow us @PinellasFCU 1 2 Third Quarter JAN 16 3 4 5 6 7 8 New Year s Day PFCU Closed 9 New Moon Epiphany 10 11 12 13 14 15 16 First Quarter Full Moon 727.586.44 www.pinellasfcu.org December 15 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 Martin Luther King Jr. Day PFCU Closed 26 27 29 30 27 29 30 31 February 26 31 Third Quarter 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 29 26 27

Main Photo: Sunrise at Safety Harbor Pier & Top Inset Ken & Diane Nelson, members since 73 Bottom Inset Sue & Bill Johnson, members since 75 sun mon tues wed thurs fri sat 1 2 3 4 5 6 FEB 16 7 8 Freedom Day Full Moon Groundhog Day 9 10 11 12 13 14 Chinese New Year Mardi Gras Ash Wednesday Lincoln s Birthday 15 First Quarter 16 Valentine s Day President s Day PFCU Closed Full Moon 26 27 727.586.44 www.pinellasfcu.org January 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 26 27 29 30 29 31 March Follow us @PinellasFCU 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 26 27 29 30 31

Main Photo: Flamingos Maribel Silva, member since 06 Left & Middle Insets Katherine Levy, member since 12; Right Inset Monica Fowler, member since 13 sun mon tues wed thurs fri sat Third Quarter 1 2 3 4 5 MAR 16 6 7 New Moon 8 9 10 11 12 13 14 15 First Quarter 16 Daylight Saving Time Begins PFCU Annual Meeting Full Moon St. Patrick s Day 26 727.586.44 www.pinellasfcu.org February 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 Palm Sunday First Day of Spring 27 29 30 31 Maundy Thursday Purim Good Friday Holy Saturday Third Quarter 29 26 27 April Follow us @PinellasFCU 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 Easter Sunday 26 27 29 30

Main Photo: Sailing at Sunset Bill & Sue Johnson, members since 75 Top Inset Rodney Hardy, member since 94; Bottom Inset Monica Fowler, member since 13 sun mon tues wed thurs fri sat Follow us @PinellasFCU 1 2 APR 16 3 4 5 6 7 New Moon 8 April Fool s Day 9 10 11 12 13 14 First Quarter 15 16 Full Moon 727.586.44 www.pinellasfcu.org March 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 26 26 27 Third Quarter 29 30 27 29 30 May 31 1 2 3 4 5 6 7 8 9 10 11 12 13 14 Administrative Professionals Day Arbor Day 15 16 26 27 29 30 31

Main Photo: Busy Bee & Middle Inset Katherine Levy, member since 12 Top & Bottom Insets Ken & Diane Nelson, members since 73 sun mon tues wed thurs fri sat 1 2 3 4 5 6 New Moon 7 MAY 16 Cinco de Mayo 8 9 10 1 1 12 13 First Quarter 14 Mother s Day 15 16 Full Moon Pentecost 26 27 Armed Forces Day 727.586.44 www.pinellasfcu.org April 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 29 Third Quarter 30 31 26 27 June 29 30 Follow us @PinellasFCU 1 2 3 4 5 6 7 8 9 10 11 Memorial Day PFCU Closed 12 13 14 15 16 26 27 29 30

Main Photo: Sitting Pretty Maribel Silva, member since 06 Top Inset Ken & Diane Nelson, members since 73; Bottom Inset Sue & Bill Johnson, members since 75 sun mon tues wed thurs fri sat 1 2 3 4 New Moon JUN 16 5 6 7 8 9 10 11 12 First Quarter 13 14 15 16 Shavuot Full Moon Flag Day 727.586.44 www.pinellasfcu.org May 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 26 27 26 Father s Day First Day of Summer 27 Third Quarter 29 30 29 30 31 July Follow us @PinellasFCU 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 26 27 29 30 31

Main Photo: Osprey in Flight Ken & Diane Nelson, members since 73 Top & Middle Insets Angela Wright, member since 88; Bottom Inset Louis Claudio, members since 90 sun mon tues wed thurs fri sat Follow us @PinellasFCU 1 2 JUL 16 3 4 New Moon 5 6 7 8 9 Independence Day PFCU Closed 10 11 First Quarter 12 13 14 15 16 Full Moon 727.586.44 www.pinellasfcu.org June 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 31 Parents Day Third Quarter 26 27 29 30 26 27 29 30 August 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 26 27 29 30 31

Main Photo: Here s Looking at You & Middle Inset Maribel Silva, member since 06 Left Inset Katherine Levy, member since 12; Right Inset Monica Fowler, member since 13 sun mon tues wed thurs fri sat New Moon 1 2 3 4 5 6 AUG 16 7 8 9 10 First Quarter 11 12 13 14 15 16 Full Moon Third Quarter 26 27 727.586.44 www.pinellasfcu.org July 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 26 27 29 30 29 30 31 31 September Follow us @PinellasFCU 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 26 27 29 30

Main Photo: Sailing on the Bayou Rodney Hardy, member since 94 Insets Monica Fowler, member since 13 sun mon tues wed thurs fri sat Follow us @PinellasFCU 1 New Moon 2 3 SEP 16 4 5 6 7 8 9 First Quarter 10 11 12 Labor Day PFCU Closed 13 14 15 16 Full Moon Patriot Day Grandparent s Day Constitution Day and Citizenship Day observed POW/MIA Recognition Day Third Quarter 727.586.44 www.pinellasfcu.org August 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 26 27 26 First Day of Fall 27 29 30 New Moon 29 30 31 October 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 26 27 29 30 31

Main Photo: Sylvan Abbey Monument & Middle Inset Ken & Diane Nelson, members since 73; Top Inset Katherine Levy, member since 12; Bottom Inset Monica Fowler, member since 13 mon tues wed thurs fri sat Follow us @PinellasFCU 1 OCT 16 2 3 4 5 6 7 8 Rosh Hashana 9 First Quarter 10 11 12 13 14 15 16 Full Moon Columbus Day PFCU Closed Yom Kippur Third Quarter 727.586.44 www.pinellasfcu.org September 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 First Day of Sukkot Boss s Day Boss s Day Last Day of Sukkot New Moon 30 31 Halloween 26 27 29 26 27 29 30 November 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 26 27 29 30

Main Photo: Beach Birds at Sunset Maribel Silva, member since 06 Top & Bottom Insets Angela Wright, member since 88; Middle Inset Katherine Levy, member since 12 sun mon tues wed thurs fri sat 1 2 3 4 5 NOV 16 All Saints Day All Souls Day 6 7 First Quarter 8 9 10 11 12 13 Daylight Saving Time Ends 14 Full Moon 15 Election Day 16 Veteran s Day PFCU Closed Third Quarter 26 727.586.44 www.pinellasfcu.org October 1 2 3 4 5 6 7 8 27 New Moon 29 30 Thanksgiving PFCU Closed Day After Thanksgiving PFCU Closed 9 10 11 12 13 14 15 16 30 31 26 27 29 December Follow us @PinellasFCU 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 First Sunday of Advent 26 27 29 30 31

Main Photo: Sunset on Lake Chautauqua Gina Signor, member since 09 Left Inset Maribel Silva, member since 06; Middle & Right Insets Angela Wright, member since 88 sun mon tues wed thurs fri sat Follow us @PinellasFCU 1 2 3 DEC 16 4 5 6 7 First Quarter 8 9 10 Pearl Harbor Day 11 12 13 Full Moon 14 15 16 Third Quarter 727.586.44 www.pinellasfcu.org November 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 26 First Day of Winter Christmas Eve 27 29 30 26 27 New Moon 29 30 31 January 1 2 3 4 5 6 7 Hanukkah Begins Christmas Day Kwanzaa (Christmas Day-observed) PFCU Closed New Year s Eve 8 9 10 11 12 13 14 15 16 26 27 29 30 31

Branch Locations and Hours Important Information Main Branch 10273 Ulmerton Rd. Largo, FL 33771 Lobby Hours: Monday - Thursday 9 am - 5 pm Friday 9 am - 6 pm Drive-Thru Hours Monday 7:30 am - 5 pm Tuesday - Thursday 8 am - 5 pm Friday 7:30 am - 6 pm Clearwater Branch 1601 Gulf-to-Bay Blvd. Clearwater, FL 33755 Lobby Hours: Monday - Thursday 9 am - 5 pm Friday 9 am - 6 pm Drive-Thru Hours Monday 7:30 am - 5 pm Tuesday - Thursday 8 am - 5 pm Friday 7:30 am - 6 pm Roosevelt Branch 151 Roosevelt Blvd., Ste. 113 Clearwater, FL 33760 Lobby Hours: Monday - Thursday 8 am - 5 pm Friday 8 am - 6 pm Drive-Thru Hours Monday 7:30 am - 5 pm Tuesday - Thursday 8 am - 5 pm Friday 7:30 am - 6 pm North County Branch 30645 US Highway N. Palm Harbor, FL 34684 Lobby Hours: Monday - Thursday 8 am - 5 pm Friday 8 am - 6 pm St. Petersburg Branch 3100 5th Avenue North St. Petersburg, FL 33713 Lobby Hours: Monday - Thursday 9 am - 5 pm Friday 9 am - 6 pm Drive-Thru Hours Monday 7:30 am - 5 pm Tuesday - Thursday 8 am - 5 pm Friday 7:30 am - 6 pm Pasco Branch 4435 Rowan Rd., Ste. 2, Bldg. B New Port Richey, FL 34653 Lobby Hours: Monday, Tuesday, Friday 8:30 am - 5 pm Closed Wednesday and Thursday Closed from 1 pm - 2 pm daily for lunch Member Services 727.586.44 CU WebConnect www.pinellasfcu.org CU LoanConnect 727.588.02, opt. 8 CU VoiceConnect 727.588.02 800.3.7394 (toll free) Card Activation 866.853.0151 Lost/Stolen Card 727.586.44 (M-F, 8 am - 5 pm) 866.853.0151 (after hours) Main Photo: The Sun Sets on Another Day Rodney Hardy, member since 94 Inset Monica Fowler, member since 13

dates to remember notes Photo Credit: Colorful Kayaks Angela Wright, member since 88

January 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 26 27 29 30 31 February 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 26 27 March 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 26 27 29 30 31 April 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 26 27 29 30 May 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 26 27 29 30 31 June 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 26 27 29 30 July 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 26 27 29 30 31 August 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 26 27 29 30 31 September 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 26 27 29 30 October 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 26 27 November 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 December 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 29 30 31 26 27 29 30 31 727.586.44 www.pinellasfcu.org 26 27 29 30 Main Photo: Lake Chautauqua Shadows Gina Signor, member since 09