XIAO LIU. Assistant Professor of Marketing, New York University

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Assistant Professor of Marketing Stern School of Business New York University 40 West 4th Street, New York, NY 10012 XIAO LIU Office: Tisch 913 Phone: 212-998-0406 E-mail: xliu@stern.nyu.edu Website: http://www.stern.nyu.edu/faculty/bio/xiao-liu ACADEMIC APPOINTMENT 2015-present Assistant Professor of Marketing, New York University EDUCATION Ph.D. 2015 Marketing, Carnegie Mellon University M.S. 2012 Industrial Administration (Marketing), Carnegie Mellon University B.S. 2010 Finance, Tsinghua University, China RESEARCH INTERESTS High-tech Marketing, Consumer Financial Service Innovations Dynamic Structural Models, Machine Learning, Natural Language Processing PUBLICATIONS 1. A Structured Analysis of Unstructured Big Data Leveraging Cloud Computing, (with Param Vir Singh and Kannan Srinivasan), Marketing Science, Vol. 35 No.3, May-June 2016, pp. 363-388 Featured in Journal Selection from MSI, October 2016; INFORMS Press Release, August 2016 2. An Empirical Analysis of Purchase Behavior of Base Products and Add-ons Given Compatibility Constraints, 2018. (with Timothy Derdenger and Baohong Sun), forthcoming at Marketing Science 3. Analyzing Overdraft Fees with Big Data, 2018. (with Alan Montgomery and Kannan Srinivasan), forthcoming at Marketing Science o Winner, MSI Alden G. Clayton Doctoral Dissertation Proposal Competition 2014 o Winner, ISMS Doctoral Dissertation Proposal Competition 2014 o Winner, William W. Cooper Doctoral Dissertation Award in Management Science 2015 WORKING PAPERS 1. Large Scale Cross Category Analysis of Consumer Review Content on Sales Conversion Leveraging Deep Learning, 2017. (with Kannan Srinivasan and Dokyun Lee), 2 nd round review at Journal of Marketing Research. o MSI Research Grant 2016 o NET Institute Grant 2016 2. The Oz Effect: How Does Information Credibility Affect Healthcare Choices? 2017. (with Zijun Shi and Kannan Srinivasan), 1 st round review at Marketing Science 3. Costly Zero Bias in Target Retirement Fund Choice, 2017. (with Ajay Kalra and Wei Zhang), 1 st round review at Journal of Consumer Research.

o NYU Center for Global Economy and Business Research Grant 2015 4. Pay What You Want in The Long Run, 2018. (with Minah Jung and Leif Nelson) 5. Can Bad Firms Benefit Good Firms? Evidence from the Chinese P2P Lending Industry, 2017. (with Wanqi Huang and Kannan Srinivasan) o NYU Center for Global Economy and Business Research Grant 2016 WORK IN PROGRESS 1. Human and Artificial Intelligence Interaction: Disclosure of Privacy and Preferences in Digital Markets, 2017. (with Minah Jung and Leif Nelson) o MSI Research Grant 2017 o NYU Center for Global Economy and Business Research Grant 2017 2. Using Artificial Intelligence to Automate Online-Offline Data Merger for Integrated Marketing, 2018. (with Chenshuo Sun and Anindya Ghose) o MSI Research Grant 2018 3. Service Quality in Online Purchase Journey, 2018. (with Tulin Erdem and Hai Che) 4. Product Competition with Word2Vec, 2018. (with Fanglin Chen and Davide Proserpio) o NYU Center for Global Economy and Business Research Grant 2016 5. Durable Goods Consumption and Targeted Interest Rate, 2018. (with Yuxin Chen) 6. Contextual Marketing Using Neural Network Trajectory Models, 2018. (with Baohong Sun and Natasha Foutz) 7. Credit Card Adoption, 2017. (with Panle Jia) 8. Social Media Entrepreneurship, 2017. (with Fanglin Chen) INVITED PRESENTATIONS 1. Erasmus University, May 2018 2. University of Florida, February 2018 3. Yale University, November 2017 4. Consumer Financial Protection Bureau, November 2017 5. University of Toronto, April 2017 6. Temple University, April 2017 7. University of California, Los Angeles, March 2017 8. Tsinghua University, June 2016 9. Shanghai Jiaotong University, May 2016 10. NYU Shanghai, May 2016 11. UC Davis, Graduate School of Management, March 2016 12. Stanford University, Stanford Graduate School of Business, November 2015 13. Cornell University, Johnson Graduate School of Management, November 2015 14. Temple University, Fox School of Business, June 2015 15. MIT, Sloan School of Management, November 2014 16. University of Maryland, Robert H. Smith School of Business, November 2014 17. New York University, Stern School of Business, November 2014

18. University of Southern California, Marshall School of Business, November 2014 19. Duke University, Fuqua School of Business, November 2014 20. University of Pennsylvania, The Wharton School, October 2014 21. University of Washington, Foster School of Business, October 2014 22. University of Rochester, Simon Business School, October 2014 23. INSEAD, October 2014 24. London Business School, October 2014 25. Syracuse University, Whitman School of Management, October 2014 26. Northwestern University, Kellogg School of Management, October 2014 27. Indiana University, Kelley School of Business, October 2014 28. Columbia University, Columbia Business School, October 2014 29. Yale University, School of Management, September 2014 30. University of North California at Chapel Hill, Kenan-Flagler Business School, September 2014 31. Emory University, Goizueta Business School, September 2014 32. Washington University in St. Louis, Olin Business School, September 2014 33. University at Buffalo, School of Management, September 2014 34. University of California, Riverside, School of Business Administration, September 2014 35. University of Miami, School of Business, September 2014 CONFERENCE PRESENTATIONS/DISCUSSIONS 1. Boulder Summer Conference on Consumer Financial Decision Making, Boulder, CO, 2018 2. Twelfth Annual Frank M. Bass UTD FORMS Conference, Dallas, TX, 2018 3. AAAI-18 AI and Marketing Science Workshop, New Orleans, LA, 2018 4. Winter AMA Educators Conference, New Orleans, LA, 2018 5. RAND Behavioral Finance Forum, Washington DC, 2017 6. 2017 INFORMS Annual Conference, Houston, TX, 2017 7. Marketing Analytics and Big Data Conference, New York, NY, 2017 8. Summer Institute of Competitive Strategy, Berkeley, CA, 2017 9. Marketing Science Conference, Los Angeles, CA, 2017 10. Boulder Summer Conference on Consumer Financial Decision Making, Boulder, CO, 2017 11. Yale Customer Insights Conference, New Haven, CT, 2017 12. NET Institute Conference on Network Economics, New York, NY, 2016 13. Digital Marketing Conference, Stanford, CA, 2016 14. WCAI Research Symposium, Philadelphia, PA, 2016 15. Marketing Science Conference, Shanghai, China, 2016 16. China Europe International Business School Marketing Conference, Shanghai, China, 2016 17. Invitational Choice Symposium, Lake Louise, AB, Canada, 2016 18. NET Institute Conference on Network Economics, New York, NY, 2015 19. INFORMS Annual Meeting, Philadelphia, PA, 2015 20. Big Data Conference, New York, NY, 2015

21. Marketing Science Conference, Baltimore, MD, 2015 22. Marketing Science Conference, Atlanta, GA, 2014 23. Marketing Science Conference, Boston, MA, 2012 24. SCP 2011 Annual Winter Conference, Atlanta, GA, 2011 GRANTS, HONORS AND AWARDS 1. MSI Research Grant 2018 2. National Natural Science Foundation of China Grant (No. 71702107) 2017 3. MSI Research Grant 2017 4. NYU Center for Global Economy and Business Research Grant 2017 5. NYU Center for Global Economy and Business Research Grant 2016 6. NET Institute Grant 2016 7. MSI Research Grant 2016 8. NYU Center for Global Economy and Business Research Grant 2015 9. Winner of William W. Cooper Doctoral Dissertation Award in Management Science 2015 10. Winner of ISMS Doctoral Dissertation Proposal Competition 2014 11. Winner of MSI Alden G. Clayton Doctoral Dissertation Proposal Competition 2014 12. Dipankar and Sharmila Chakravarti Fellowship, 2014 13. AMA-Sheth Foundation Doctoral Consortium Fellow, Northwestern University, 2014 14. CMU GSA Conference Funding, 2014 15. INFORMS Marketing Science Doctoral Consortium Fellow, 2014 16. PNC Center for Financial Services Innovation Grant, 2013 17. Quantitative Marketing and Structural Econometrics Workshop Fellow, Durham 2013 18. William Larimer Mellon Fellowship, Carnegie Mellon University, 2010-2015 19. INFORMS Marketing Science Doctoral Consortium Fellow, 2012 20. National Scholarship, Tsinghua University, 2009 TEACHING EXPERIENCE 1. Data Driven Decision Making in Marketing, Spring 2016/7; Evaluation 6.4/7 2. Marketing I, Summer 2013; Evaluation: 4.2/5 DOCTORAL THESIS COMMITTEE Minjung Kwon Ph.D. in Marketing, NYU, 2018 Placement: Syracuse University PROFESSIONAL ACTIVITIES Referee Journal of Marketing Research, Marketing Science, Management Science Journal of Econometrics Marketing Science Institute Clayton Doctoral Dissertation Proposal Competition