DAYTON FIREFIGHTERS FEDERAL CREDIT UNION 338 South Patterson Blvd. Dayton, Ohio 45402 Phone: (937) 228-64 FAX: 228-0068 Monday Friday 0 AM - 6 PM HOME AUDIO LINK -800-285-2947 www.dffcu.org VISA -800-558-3424 MASTERCARD -888-908-7835 LIGHTCAP & SONS CONCRETE Jennifer L. Mamula Mortgage Loan Officer NMLS 40497 Chris Lightcap Phone 937-770-2 Cell 937-776-3508 Telephone 937.228.64 Fax 937.228.0068 www.dffcu.org jenmam@dffcu.org NMLS 420284 338 South Patterson Boulevard, Dayton, Ohio 45402-2845 Retirement Planning DROP (Deferred Retirement Plan Option) Tax-Managed Invesments Insurance Analysis College Planning 700 Lyons Road, Suite D Dayton, Ohio 45458 937-866-097 www.harrisonwealthmanagementgroup.com Harrison Wealth Management Group, Ltd. and are not registered broker/dealers nor are they affiliated with Raymond James Financial Services, Inc. Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC, and are not insured by credit union insurance, the NCUA, or any other government agency, are not deposits or obligations of the credit union, are not guaranteed by the credit union, and are subjects to risks, including the possible loss of principal. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. YOUR INSURANCE AGENT Protecting things that are most important to you from the start of your career through Retirement. Life Insurance (Individual, Pension Maximization) Health (Individual, Long Term Care, Medicare) Employee Benefits Options (Accident, Cancer Disability, Critical Illness) Brad Nickels 937.27.848 www.ohiobenefitsgroup.com www.dougansimprovement.com (937) 333-75 / 76 www.iaff36.org President: Steve Dunham Vice President: Bryan Adams Treasurer: Anita O Reilly Secretary: Bob Barnes (937) 294-2600 Retired Dayton Fire Department Captain Licensed Since 98 Dayton Firefighter Discounts 937-689-03 mb@remax.net #MovingWithMiranda *Greater Dayton Area* *Top 25 Agent* Security Systems Access Control Fire Alarms C.C.T.V. Miranda Biedenharn, Realtor www.iaff36.org 2620 E. River Road Dayton, Ohio 45439 INC rankinhouser@att.net (937) 298-9823 FAX: (937) 298-996
DAYTON FIREFIGHTERS FEDERAL CREDIT UNION 338 South Patterson Blvd. Dayton, Ohio 45402 Phone: (937) 228-64 FAX: 228-0068 Monday Friday 0 AM - 6 PM HOME AUDIO LINK -800-285-2947 www.dffcu.org VISA -800-558-3424 MASTERCARD -888-908-7835 LIGHTCAP & SONS CONCRETE Jennifer L. Mamula Mortgage Loan Officer NMLS 40497 Chris Lightcap Phone 937-770-2 Cell 937-776-3508 Telephone 937.228.64 Fax 937.228.0068 www.dffcu.org jenmam@dffcu.org NMLS 420284 338 South Patterson Boulevard, Dayton, Ohio 45402-2845 Retirement Planning DROP (Deferred Retirement Plan Option) Tax-Managed Invesments Insurance Analysis College Planning 700 Lyons Road, Suite D Dayton, Ohio 45458 937-866-097 www.harrisonwealthmanagementgroup.com Harrison Wealth Management Group, Ltd. and are not registered broker/dealers nor are they affiliated with Raymond James Financial Services, Inc. Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC, and are not insured by credit union insurance, the NCUA, or any other government agency, are not deposits or obligations of the credit union, are not guaranteed by the credit union, and are subjects to risks, including the possible loss of principal. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. YOUR INSURANCE AGENT Protecting things that are most important to you from the start of your career through Retirement. Life Insurance (Individual, Pension Maximization) Health (Individual, Long Term Care, Medicare) Employee Benefits Options (Accident, Cancer Disability, Critical Illness) Brad Nickels 937.27.848 www.ohiobenefitsgroup.com www.dougansimprovement.com (937) 333-75 / 76 www.iaff36.org President: Steve Dunham Vice President: Bryan Adams Treasurer: Anita O Reilly Secretary: Bob Barnes (937) 294-2600 Retired Dayton Fire Department Captain Licensed Since 98 Dayton Firefighter Discounts 937-689-03 mb@remax.net #MovingWithMiranda *Greater Dayton Area* *Top 25 Agent* Security Systems Access Control Fire Alarms C.C.T.V. Miranda Biedenharn, Realtor www.iaff36.org 2620 E. River Road Dayton, Ohio 45439 INC rankinhouser@att.net (937) 298-9823 FAX: (937) 298-996
DECEMBER 207 2 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 JANUARY 208 We Offer Shared Branching! Go To Dffcu.org To Find The Branch Closest To You! FEBRUARY 208 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 2 3 4 5 6 2 3 YEAR S DAY Credit Union Closed 4 5 6 7 8 9 0 2 3 7 8 9 0 2 3 4 5 6 7 8 9 20 DR. MARTIN LUTHER KING, JR. DAY Credit Union Closed Union Meeting Union Meeting 4 5 6 7 8 9 20 2 22 23 24 25 26 27 2 22 23 24 25 26 27 28 29 30 3 2 3 2 28 29 30 3
JANUARY 208 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 FEBRUARY 208 Join Us For Our Annual Meeting & Dinner Dance! MARCH 208 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 3 2 Annual Meeting & Dinner Dance 32 33 34 4 5 6 7 8 9 0 2 3 4 5 6 7 35 36 37 38 39 40 4 LINCOLN S BIRTHDAY ASH WEDNESDAY VALENTINE S DAY 42 43 44 45 46 47 48 8 9 20 2 22 23 24 PRESIDENTS DAY Credit Union Closed Union Meeting 25 26 27 28 Union Meeting 3 WASHINGTON S BIRTHDAY 49 50 5 52 53 54 55 56 57 58 59
FEBRUARY 208 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 MARCH 208 Looking To Buy A House Or Refinance Yours? Call Your DFFCU For Mortgage Loans! APRIL 208 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 60 6 62 4 5 6 7 8 9 0 63 64 65 66 67 68 69 2 3 4 5 6 7 DAYLIGHT SAVING TIME BEGINS 8 9 20 2 22 23 24 ST. PATRICK S DAY 70 7 72 73 74 75 76 SPRING BEGINS 77 Union Meeting 78 Union Meeting 79 80 8 82 83 25 26 27 28 29 30 3 PALM SUNDAY Breakfast with the Bunny Activity Center 84 85 86 87 88 GOOD FRIDAY 89 PASSOVER 90
MARCH 208 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 APRIL 208 Come To The Credit Union For Your MAY 208 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 New Car Loan! 4 5 6 7 EASTER 9 92 93 94 95 96 97 8 9 0 2 3 4 98 99 00 0 02 03 04 5 6 7 8 9 20 2 05 06 07 08 09 0 Union Meeting Union Meeting 22 23 24 25 26 27 28 29 30 2 3 4 5 6 7 8 3 9 20
APRIL 208 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 MAY 208 Apply For Your Boat Or JUNE 208 2 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 Motorcycle Loan Today! 4 5 2 3 2 22 23 24 25 6 7 8 9 0 2 3 4 5 6 7 8 9 26 27 28 29 30 3 32 MOTHER S DAY 20 2 22 23 24 25 26 ARMED FORCES DAY 33 34 35 36 37 38 39 40 Union Meeting 4 Union Meeting 42 43 44 45 46 27 28 29 30 3 2 MEMORIAL DAY Credit Union Closed 47 48 49 50 5
MAY 208 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 JUNE 208 Celebrate The Credit Union s Anniversary! JULY 208 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 2 3 3 4 5 6 7 8 9 52 53 0 2 3 4 5 6 54 55 56 57 58 59 60 6 62 63 64 FLAG DAY 65 66 67 7 8 9 20 2 22 23 DAYTON FIREFIGHTERS FEDERAL CREDIT UNION ANNIVERSARY FATHER S DAY 68 Union Meeting 69 Union Meeting 70 7 SUMMER BEGINS 72 73 74 24 25 26 27 28 29 30 75 76 77 78 79 80 8
JUNE 208 2 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 JULY 208 Download Our Free Mobile App AUGUST 208 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 With Remote Deposit Capture! 4 5 6 7 INDEPENDENCE DAY Credit Union Closed 8 9 0 2 3 4 82 83 84 85 86 87 88 89 90 9 92 93 94 95 5 6 7 8 9 20 2 96 Union Meeting 97 Union Meeting 98 99 200 20 202 3 2 3 22 23 24 25 26 27 28 203 204 205 206 207 208 209 29 30 3 20 2 22
JULY 208 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 AUGUST 208 Get Your Back To School Loan At SEPTEMBER 208 2 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 The Credit Union! 4 23 24 25 26 5 6 7 8 9 0 27 28 29 220 22 222 223 2 3 4 5 6 7 8 224 225 226 227 228 229 230 9 20 2 22 23 24 25 23 Union Meeting 232 Union Meeting 233 234 235 236 237 26 27 28 29 30 3 2 3 238 239 240 24 242 243
AUGUST 208 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 SEPTEMBER 208 See Us For Your Home Equity Loan This Fall! OCTOBER 208 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 2 2 3 4 5 6 7 8 244 LABOR DAY Credit Union Closed 9 0 2 3 4 5 245 246 247 248 249 250 25 ROSH HASHANAH 252 253 PATRIOT DAY 254 255 256 Burn Tournament 257 258 6 7 8 9 20 2 22 YOM KIPPUR Retiree s Retiree s 259 Union Meeting 260 Union Meeting 26 262 Golf Outing 263 Dinner 264 AUTUMN BEGINS 265 23 24 25 26 27 28 29 30 266 273 267 268 269 270 27 272
SEPTEMBER 208 2 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 OCTOBER 208 Celebrate International Credit Union Day! NOVEMBER 208 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 4 5 6 2 3 7 8 9 0 2 3 274 275 276 277 278 279 COLUMBUS DAY Credit Union Closed 280 28 282 283 284 285 286 4 5 6 7 8 9 20 INTERNATIONAL 287 Union Meeting 288 Union Meeting 289 290 CREDIT UNION DAY 29 292 293 2 22 23 24 25 2 26 3 27 CHANGEYOUR BATTERY 28 29 30 3 2 3 2 Halloween Fall Cookout Activity Center 294 295 296 297 298 299 300 30 302 303 HALLOWEEN 304
OCTOBER 208 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 NOVEMBER 208 See Us For Your Holiday Loan! DECEMBER 208 2 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 3 2 305 306 307 4 5 6 7 8 9 0 DAYLIGHT SAVING TIME ENDS 308 309 ELECTION DAY 30 3 32 33 34 2 3 4 5 6 7 VETERANS DAY VETERANS DAY Observed Credit Union Closed 35 36 37 38 39 320 32 8 9 20 2 22 23 24 THANKSGIVING 322 Union Meeting 323 Union Meeting 324 325 DAY Credit Union Closed 326 327 328 25 26 27 28 29 30 3 2 329 330 33 332 333 334
NOVEMBER 208 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 DECEMBER 208 Wishing You Happy Holidays From DFFCU! JANUARY 209 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 3 2 3 4 5 6 7 8 335 336 HANUKKAH 337 338 339 340 34 342 9 0 2 3 4 5 Flapjacks with the Fat Man Activity Center 343 344 345 346 347 348 349 6 7 8 9 20 2 22 350 Union Meeting 35 Union Meeting 352 353 354 WINTER BEGINS 355 356 23 24 25 26 27 28 29 CHRISTMAS EVE Special Hours 30 3 357 358 2 3 YEAR S EVE 364 Special Hours CHRISTMAS DAY 365 Credit Union Closed 359 KWANZAA 360 36 362 363
NAMES AND NUMBER 209 EMERGENCY CALLING SYSTEM* 9 POLICE FIRE DEPARTMENT AMBULANCE DOCTOR HOSPITAL/EMERGENCY ROOM DENTIST VETERINARIAN NAME NUMBER JANUARY 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 FEBRUARY 2 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 MARCH 2 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 APRIL 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 MAY 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 JUNE 2 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 IMPORTANT DATES JANUARY New Year s Day 2 Martin Luther King, Jr. s Birthday FEBRUARY 4 Valentine s Day 8 Presidents Day MARCH 6 Ash Wednesday 0 Daylight Saving Time Begins 7 St. Patrick s Day APRIL 4 Palm Sunday 9 Good Friday 20 Passover 2 Easter Sunday 24 Administrative Professionals Day MAY 2 Mother s Day 8 Armed Forces Day 20 Victoria Day (Canada) 27 Memorial Day JUNE 4 Flag Day 6 Father s Day 24 St-Jean (Quebec) JULY Canada Day (Canada) 4 Independence Day SEPTEMBER 2 Labor Day 30 Rosh Hashanah OCTOBER 4 Columbus Day 4 Thanksgiving Day (Canada) 24 United Nations Day 3 Halloween NOVEMBER 3 Daylight Saving Ends Veterans Day Remembrance Day (Canada) 28 Thanksgiving Day DECEMBER 23 Hanukkah 25 Christmas Day 26 Boxing Day 26 Kwanzaa JULY 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 AUGUST 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 SEPTEMBER 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 OCTOBER 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 NOVEMBER 2 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 DECEMBER 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 All Jewish holidays begin at sundown the day before they are listed here.