Savingforcollege.com Comparison Study: 529 Fee Table Examples. Direct-sold 529 plans only Source: 529 plan official offering materials Assumptions: $10,000 investment, 5% annual return Last updated: 3/02/2007 Click HERE to read related article. Total Expenses Over 10 Years /Investment lowest highest Alabama Higher Education 529 Fund Van Kampen 786 918 1375 1329 Unit Class S (no account for this class). Requires Alabama residency. Alaska T. Rowe Price College Savings Plan T. Rowe Price 1135 1265 1462 1450 Includes a $25 (waivable) annual account Alaska University of Alaska College Savings Plan T. Rowe Price 480 1135 1462 1450 Includes a $25 (waivable) annual account except for the lowest- option (called ACT). Arizona Fidelity Arizona College Savings Plan Fidelity 628 894 1324 1316 The $628 figure applies to all index fund options. The other figures refer to actively managed options.
/Investment lowest highest Arkansas GIFT College Investing Plan Upromise/Vanguard 1240 1240 1240 1240 Includes a $20 annual account. A different figure of $1,049 is shown for Arkansas residents not subject to the account. California The Scholarshare College Savings Plan Fidelity 628 894 1333 1320 The $628 figure applies to the index fund options. The other figures refer to actively managed options. Colorado Direct Portfolio College Savings Plan Upromise/Vanguard 1122 1122 1122 1122 Includes a $20 annual account. A different figure of $930 is shown for Colorado residents not subject to the account. Conn Connecticut Higher Education Trust (CHET) TIAA-CREF 793 793 793 793 Delaware Delaware College Investment Plan Fidelity 628 894 1325 1310 The $628 figure applies to the index fund options. The other figures refer to actively managed options.
/Investment lowest highest DC DC 529 College Savings Calvert 778 1044 2330 2309 This is for a direct-sold account which incurs a $15 annual account. Requires DC residency. Florida Florida College Investment Plan Board/Various 955 955 955 955 Does not include the $50 onetime application. Georgia Georgia Higher Education Savings Plan TIAA-CREF 946 946 946 946 Hawaii TuitionEDGE Delaware Investments 1166 1166 1166 1166 Class H unit (no account for this class). Requires Hawaii residency. Idaho Idaho College Savings TIAA-CREF 1062 1086 1315 1155
/Investment lowest highest Illinois Indiana Bright Start College Savings Legg Mason/Various 1213 1213 1213 1213 CollegeChoice 529 Investment Plan JPMorgan 1374 1374 1374 1374 Does not include the possible $30 for opening an account through a bank. Represents the age-based option using certain assumptions, which is the only direct-sold option available and requires Indiana residency. Does not appear to include the $10 annual account for Indiana residents. Iowa College Savings Iowa Upromise/Vanguard 774 774 774 774 Kansas Learning Quest 529 Education Savings American Century/Vanguard 853 901 1830 1775 Includes a $27 annual account. Kentucky Kentucky Education Savings Plan Trust TIAA-CREF 969 969 969 969
/Investment lowest highest Louisiana START Saving /Vanguard 19 38 313 76 Requires Louisiana residency. Maine Gen College Investing Plan - Client Direct Series Merrill Lynch/BlackRock/Fra nklin/mfs 556 1004 1191 1186 No annual account as it was removed in 2007 for direct-sold accounts. Maryland College Savings Plans of Maryland CIP T. Rowe Price 1088 1171 1439 1404 Includes a $25 (waivable) annual account. Massachusetts U.Fund College Investing Plan Fidelity 628 894 1329 1279 The $628 figure applies to the index fund options. The other figures refer to actively managed options. Michigan Michigan Education Savings TIAA-CREF 734 734 734 734
/Investment lowest highest Minnesota Minnesota College Savings Plan TIAA-CREF 793 793 793 793 Mississippi Mississippi Affordable College Savings TIAA-CREF 1066 1090 1311 1152 Missouri MOST - Missouri's 529 College Savings Plan Upromise/Vanguard/ American Century 774 810 1813 1702 Montana Pacific Life Funds 529 College Savings Plan (MT) Pacific Life 1966 3141 3502 3318 Class A shares purchased at NAV (no annual account ). Requires Montana residency. Nebraska College Savings Plan of Nebraska Union Bank & Trust/various 1025 1061 2183 2104 Includes $5 quarterly account.
/Investment lowest highest Nevada The Upromise College Fund Upromise/Vanguard 1004 1004 1004 1004 Includes $20 annual account. Nevada The Vanguard 529 Savings Plan Upromise/Vanguard 628 689 871 859 Nevada USAA College Savings Plan Upromise/USAA 960 1080 1316 1199 Includes $15 annual account but not the $15 annual minimumbalance because a $10,000 investment is assumed. New Hampshire UNIQUE College Investing Plan Fidelity 628 894 1328 1324 The $628 figure applies to the index fund options. The other figures refer to actively managed options. New Jersey NJBEST 529 College Savings Plan Franklin Templeton 1049 1236 1477 1432 Requires New Jersey residency.
New Mexico /Investment lowest highest The Education Plan's College Savings OppenheimerFunds 965 1132 1389 1366 Figures provided to Savingforcollege.com by program. Does not include the $25 (waivable) annual account. New York New York's 529 College Savings - Direct Plan Upromise/Vanguard 701 701 701 701 North Carolina National College Savings College Foundation Inc./various 377 437 1537 1472 The $377 figure represents the NC Treasurer Dependable Income Fund. The other figures represent Seligman options. The Vanguard options in this program are at $970. North Dakota College SAVE Upromise/Vanguard 1240 1240 1240 1240 Includes a $20 (waivable) annual account. Ohio Ohio CollegeAdvantage 529 Savings Plan Ohio Tuition Trust Authority 318 456 1189 1155 The two lowest figures represent Vanguard options (no residency requirements). The two higher figures represent Putnam options (direct-sold requires Ohio residency).
/Investment lowest highest Oklahoma Oklahoma College Savings Plan TIAA-CREF 958 1004 1201 1189 Oregon Oregon College Savings Plan OppenheimerFunds 335 398 1120 1108 Figures provided to Savingforcollege.com by program. Does not include the $20 per Vanguard portfolio (waived for OR residents) annual account. Pennsylvania Pennsylvania 529 Direct Investment Plan Upromise/Vanguard 871 871 930 871 Rhode Island CollegeBoundfund AllianceBernstein 493 847 1824 1455 South Carolina Future Scholar 529 College Savings Plan - Direct Columbia Management 556 574 750 719 Unit class R (no account for this class). Requires Rhode Island residency. Direct-sold units (no annual account despite the description in program materials). Requires South Carolina residency.
/Investment lowest highest South Dakota CollegeAccess 529 Allianz Global 531 581 1077 819 Unit class SD-D (no account for this class). Requires South Dakota residency. Tennessee Tennessee's BEST Savings Plan TIAA-CREF 969 969 969 969 Texas Tomorrow's College Investment Plan Enterprise Capital Management 1225 1225 1225 1225 Unit class T (no account for this class). Requires Texas residency. Utah Utah Educational Savings Plan Trust Utah Higher Education Assistance Authority 573 605 738 725 Includes a $6.25 quarterly account. Vermont Vermont Higher Education Savings TIAA-CREF 969 969 969 969
/Investment lowest highest Virginia Virginia Education Savings Trust Virginia College Savings Plan Board and its Executive Director 421 484 705 693 Does not include the $25 onetime application. West Virginia SMART529 Select Hartford Life 1377 1491 1807 1771 Includes a $25 (waivable) annual account. West Virginia SMART529 WV Direct College Savings Plan Hartford Life 1774 1774 1774 1774 Requires West Virginia residency. Wisconsin EDVEST Wells Fargo 599 721 1509 1463 Includes a $20 (waivable) annual account.