Ken Cyree, Ph.D. Dean of the Business School Frank R. Day/Mississippi Bankers Association Chair Professor of Finance

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Ken Cyree, Ph.D. Dean of the Business School Frank R. Day/Mississippi Bankers Association Chair Professor of Finance Academic Background Ph.D. University of Tennessee, Knoxville, TN, Finance, 1996 M.B.A. University of Tennessee, Knoxville, TN, Finance, 1993 B.B.A. West Georgia College, Carrolton, GA, Management, 1991 Academic Experience Frank R. Day/Miss. Bankers Assoc. Chair and Professor of Finance, University of Mississippi (2011 - Present), University, Mississippi. Dean, University of Mississippi (2008 - Present), Oxford, Mississippi. Frank R. Day/MBA Chair and Associate Professor of Finance, University of Mississippi (2004-2011), University, Mississippi. Assistant Professor of Finance, Texas Tech University (2002-2004), Dallas, Texas. Assistant Professor of Finance, University of Southern Mississippi (1999-2002), Unknown, Mississippi. Assistant Professor of Finance, Bryant College (1996-1999), Unknown, Unknown. Graduate Teaching Assistant, University of Tennessee (1992-1996), Unknown, Tennessee. Non-Academic Experience National Paid Service National Credit Manager, Mannington Carpets (1988-1991), Unknown, Unknown. Assistant Credit Manager, WestPoint/Shaw (1985-1988), Unknown, Unknown. 2007: Graduate School of Banking at LSU, Instructor Refereed Articles Cyree, K. B., Griffiths, M. D., & Winters, D. B. (2016). U.S. Bank Lending Activity in the Post-Crisis World. Journal of Financial Research, 39 (4), 389-410. Cyree, K. (2016). The Effects of Regulatory Compliance for Small Banks around Crisis-Based Regulation. Journal of Financial Research, 39 (3), 215-245. Cyree, K. B., Griffiths, M. D., & Winters, D. B. (in press, 2016). Implications of a TAF Program Stigma for

Lenders: The Case of Publicly Traded Banks versus Privately Held Banks. and Accounting. Review of Quantitative Finance Balasubramnian, B. & Cyree, K. B. (2014). Has market discipline on banks improved after the Dodd-Frank Act? Journal of Banking and Finance, 41, 155-166. Cyree, K. B., Griffiths, M. D., & Winters, D. B. (2013). Federal Reserve Financial Crisis Lending Programs and Bank Stock Returns. Journal of Banking and Finance, 37 (10), 3819-3829. Cyree, K., Huang, P., & Lindley, J. T. (2012). The Economic Consequences of Banks' Derivatives Use in Good Times and Bad Times. Journal of Financial Services Research, 41 (3), 121-144. Akay, O., Cyree, K. B., Griffiths, M. D., & Winters, D. B. (2012). What Does PIN Identify? Evidence from the T-bill Market. Journal of Financial Markets, 15 (1), 29-46. Cyree, K. & Spurlin, W. P. (2012). The effects of big-bank presence on the profit efficiency of small banks in rural markets. Journal of Banking and Finance. Balasubramanian, B. & Cyree, K. B. (2011). Market Discipline of Banks: Why Are Yield Spreads on Bank-Issued Subordinated Notes and Debentures Not Sensitive to Bank Risks? Journal of Banking and Finance, 35 (1), 21-35. Cyree, K. B. (2010). What do Bank Acquirers Value in Non-Public Bank Mergers and Acquisitions? Quarterly Review of Economics and Finance, 50 (3), 341-351. Cyree, K. B. & Wansley, J. W. (2009). Managerial Rationale for Entry and the Relation to Performance and Small Business Lending. Journal of Financial Services Research, 35 (2), 119-139. Cyree, K. B., Delcoure, N., & Dickens, R. (2009). An Examination of the Performance and Prospects for the Future of Internet-Primary Banks. Journal of Economics and Finance, 33 (2), 128-147. Brown, C., Cyree, K. B., Griffiths, M. D., & Winters, D. B. (2008). Further Analysis of the Expectations Hypothesis using Very Short-Term Rates. Journal of Banking and Finance, 32 (4), 600-613. Adjei, F., Cyree, K. B., & Walker, M. M. (2008). The Determinants and Survival of Reverse Mergers versus IPOs. Journal of Economics and Finance, 32 (2), 176-194. Cyree, K., Winters, D. B., & Lindley, J. T. (2007). The Effect of Substitute Assets on Yields in Financial Markets. Financial Management, 36, 27-47. Cyree, K., Griffiths, M., & Winters, D. B. (2004). An Empirical Examination of the Intraday Volatility in Eurodollar Rates. Quarterly Review of Economics and Finance, 44 (1), 44-57. Cyree, K., Harvey, K., & Melton, M. R. (2004). Bank Lending to Native American Applicants: An Investigation of Mortgage Flows and Government Guarantee Programs on Native American Lands. Journal of Financial Services Research, 26 (1), 29-54. Cyree, K. & Adams, J. C. (2004). Market Efficiency and Diversification: An Experiential Approach Using the Wall St. Journal's Dartboard Portfolio. Journal of Applied Finance, 40-51. Cyree, K., Griffiths, M., & Winters, D. B. (2003). On the Pervasive Effects of Federal Reserve Settlement Regulations. Federal Reserve of St. Louis Review, 27-46. Cyree, K. & DeGennaro, R. P. (2002). A Generalized Method for Detecting Abnormal Returns and Changes in Systematic Risk. Review of Quantitative Finance and Accounting, 19 (4), 399-416. Cyree, K. & Winters, D. B. (2001). An Intraday Examination of Federal Funds Market: Implications for the Theories of the Reverse-J Pattern. Journal of Business, 74 (4), 535-556. Cyree, K. & Winters, D. B. (2001). Analysis of Federal Funds Rate Changes and Variance Patterns. Journal of Financial Research, 24 (3), 403-418. Cyree, K. (2000). The Erosion of the Glass-Steagall Act: Winners and Losers in the Banking Industry. Journal of Economics and Business, 52 (4), 343-363.

Cyree, K., Wansley, J. W., & Black, H. A. (2000). Bank Growth Choices and Changes in Market Performance. The Financial Review, 35 (1), 49-66. Cyree, K., Wansley, J. W., & Boehm, T. P. (2000). Determinants of Bank Growth Choice. Journal of Banking and Finance, 24 (5), 709-734. Cyree, K., Domian, D., Louton, D., & Yobaccio, E. (1999). Evidence of Psychological Barriers in the Conditional Moments of Major World Stock Indices. Review of Financial Economics, 8 (1), 73-91. Cyree, K., Black, H. A., & Collins, M. C. (1997). Do Black-Owned Banks Discriminate Against Black Borrowers? Journal of Financial Services Research, 11, 189-204. Presentation of Refereed Papers International Balasubramnian, B. & Cyree, K. B. (2012). Has Market Discipline Improved on Banks after the Dodd-Frank Act? Financial Management Association Annual Meeting, Atlanta, Georgia. Balasubramnian, B. & Cyree, K. B. (2012). Do We Have Better Market Discipline on Banks after The Dodd-Frank Act? Southern Finance Association Meeting, Charleston, South Carolina. Cyree, K., Eggington, J., & Fuller, K. (2012). The Opaqueness of Bank Mergers. Financial Management Association Annual Meeting, Atlanta, Georgia. Cyree, K., Eggington, J., & Fuller, K. (2012). The Opaqueness of Bank Mergers. Southern Finance Association Meeting, Charleston, South Carolina. Balasubramnian, B. & Cyree, K. (2011). The Relation between Market Discipline of Banks and Bond Market Transparency: Evidence from the Risk Sensitivity of Subordinated Notes and Debenture Yield Spreads. Southern Finance Association Meeting, Key West, Florida. Cyree, K. & Tew, P. (2010). The Bankruptcy Effects on Future Small and Medium-Sized Firm Lending. Southern Finance Association, Asheville, North Carolina. Cyree, K. & Tew, P. (2010). The Bankruptcy Effects on Future Small and Medium-Sized Firm Lending. Financial Management Association Annual Meeting, New York, New York. Balasubramnian, B. & Cyree, K. B. (2009). The Determinants of Yield Spreads and the Market Discipline of Banks. Southern Finance Association Meeting, Captiva Island, Florida. Balasubramnian, B. & Cyree, K. B. (2009). Are Yield Spreads on Bank-Issued Subordinated Notes and Debentures not Sensitive to Bank Risks. Bank Structure Conference, Chicago, Illinois. Balasubramnian, B. & Cyree, K. B. (2009). Can Debt Markets Discipline Banks? Evidence from Bonds Trading Datato Bank Risks. Financial Management Association Annual Meeting, Reno, Nevada. Chen, F., Chen, L., & Cyree, K. B. (2009). Should I Stay or Should I Go? Mutual Fund Managers who Stay (or Leave) to Manage Hedge Funds. Financial Management Association Meeting, Reno, Nevada. Chen, F., Chen, L., & Cyree, K. B. (2009). Should I Stay or Should I Go? Mutual Fund Managers who Stay (or Leave) to Manage Hedge Funds. Southern Finance Association Meeting, Captiva Island, Florida. Cyree, K. & Tew, P. (2009). Is Bankruptcy Risk Systematic? A Look at the Short Selling Data. Southern Finance Association Meeting, Captiva Island, Florida. Cyree, K. & Tew, P. (2009). Is Bankruptcy Risk Systematic? A Look at the Short Selling Data. Financial Management Association Annual Meeting, Reno, Nevada. Balasubramanian, B. & Cyree, K. B. (2008). Market Monitoring of Banks: Do Short Sellers Monitor Banks? Southern Finance Association, Key West, Florida. Balasubramanian, B. & Cyree, K. B. (2008). Market Monitoring of Banks: Do Short Sellers Monitor Banks?

Financial Management Association Meeting, Grapevine, Texas. Cyree, K., Huang, P., & Lindley, J. T. (2008). Do Banks Protect Charter Value or Maximize the Deposit Insurance Put? Evidence from Derivatives Use. Southern Finance Association Meeting, Key West, Florida. National Adjei, F., Cyree, K. B., & Walker, M. M. (2007, April). The Determinants and Survival of Reverse Mergers versus IPOs. Eastern Finance Association Meeting, New Orleans, Louisiana. Cyree, K. & Spurlin, P. (2006, November). The Performance Effects of Large Bank Presence in Rural Markets. Southern Finance Association Meeting, Destin, Florida. Balasubramanian, B. & Cyree, K. (2006, October). Motivations for Bank Holding Companies to issue Trust Preferred Securities. Financial Management Association Meeting, Salt Lake City, Utah. Cyree, K. & Huang, P. (2006, October). The Effects of Derivatives Use on Bank and Dealer Value and Risk. Financial Management Association Meeting, Salt Lake City, Utah. Cyree, K. & Spurlin, P. (2006, October). The Performance Effects of Large Bank Presence in Rural Markets. Financial Management Association Meeting, Salt Lake City, Utah. Cyree, K. (2005, November). E-Banks, A Real Threat to Traditional Banks? An Examination of E-bank Efficiency. Southern Finance Association Meeting, Key West, Florida. Cyree, K. & Wansley, J. W. (2005, November). Managerial Rationale for De Novo Entry in Banking Markets. Southern Finance Association Meeting, Key West, Florida. Cyree, K., Delcoure, N., & Dickens, R. (2005, October). E-Banks, A Real Threat to Traditional Banks? An Examination of E-bank Efficiency. Financial Management Association Meeting, Chicago, Illinois. Cyree, K. & Huang, P. (2005, June). Bank Hedging and Derivatives Use: The Impact on and Sources of Shareholder Value. Financial Management Association, Sienna, Italy. Brown, C., Cyree, K. B., Griffiths, M. D., & Winters, D. B. (2005, April). Further Analysis of The Expectations Hypothesis using Very Short-Term Rates. Eastern Finance Association Meeting, Norfolk, Virginia. Cyree, K. (2004). Subchapter-S Bank Growth, Risk, and Performance. Southern Finance Association Meeting, Captiva Island, Florida. Cyree, K. (2003). Teaching Market Efficiency: An Experiential Approach Using the Wall St. Journal's Dartboard Portfolio. Financial Management Association Meeting, Denver, Colorado. Cyree, K. (2003). Further Analysis of The Expectations Hypothesis using Very Short-Term Rates. Financial Management Association Meeting, Denver, Colorado. Cyree, K. (2002). Liquidity versus Size in Dealer Markets. Eastern Finance Association Meeting, Baltimore, Maryland. Cyree, K. (2002). Denovo Bank Growth Strategies and Performance. Financial Management Association Meeting, San Antonio, Texas. Cyree, K. (2002, March). Liquidity versus Size in Dealer Markets. Federal Reserve Bank, Atlanta, Georgia. Cyree, K. (2001). Bank Lending to Native American Borrowers: Discrimination or a Case of the Missing Variables? Southern Finance Association Meeting, Destin, Florida. Cyree, K. (2001). Around the World with Euro-dollar Rates: The Implications of an Intraday Pattern in a Market Without a Daily Close. Financial Management Association Meeting, Toronto, Canada. Cyree, K. (1999). A Classic Application of GARCH-M: Empirical Tests of the Fed Funds Market. Southern Finance Association Meeting, Key West, Florida. Cyree, K. (1999). An Intraday Examination of Federal Funds Market: Implication for the Theories of the

Reverse-J Pattern. Financial Management Association Meeting, Orlando, Florida. Cyree, K. (1998). Merger Induced Parameter Changes, Permanency, and Wealth Effects for Acquiring Firms in the Banking Industry. Eastern Finance Association Meeting, Williamsburg, Virginia. Cyree, K. (1998). The Erosion of the Glass-Steagall Act: Winners and Losers in the Banking Industry. Eastern Finance Association Meeting, Williamsburg, Virginia. Cyree, K. (1997). The Information Effect of Bank Lending Announcements on Analysts' Earnings Forecasts. Southern Finance Association Meeting, Baltimore, Maryland. Cyree, K. (1997). Market Performance and Bank Growth Strategies. Eastern Finance Association Meeting, Panama City, Florida. Cyree, K. (1997). Determinants of Bank Growth Choice. Financial Management Association Meeting, Honolulu, Hawaii. Cyree, K. (1996). ARCH and GARCH Effects in Major World Stock Indices: Evidence of Psychological Barriers? Financial Management Association Meeting, New Orleans, Louisiana. Cyree, K. (1996). Bank Growth Choices and Changes in Operating Performance. Financial Management Association Meeting, New Orleans, Louisiana. Cyree, K. (1996). Do Black-Owned Banks Discriminate? Federal Reserve Bank, Special Session on Discrimination, Chicago, Illinois. Cyree, K. (1995). The CRA Performance of Black Owned Banks: A Regulatory Perspective. Financial Management Association Meeting, New York, New York. Cyree, K. (1994). The Information In Merger Bids: A Direct Test Using Analysts' Earnings Forecast Revisions. Southern Finance Association Meeting, Charleston, South Carolina. Regional Cyree, K. B., Delcoure, N., & Dickens, R. (2006, March). Is Internet-only Banking the Goose that Laid the Golden Eggs? An Examination of Performance and. Southwestern Finance Association Conference, Oklahoma City, Oklahoma. Presentation of Non-Refereed Papers International Cyree, K., Highfield, R., & Tsetsekos, G. (2011). Former Finance Professors who have become Deans. Financial Management Association Annual Meeting, Denver, Colorado. Cyree, K., Koch, T., & Dennis, S. (2009). Preparing the Next Generation of Bankers: A Panel Discussion. Financial Management Association Meeting, Reno, Nevada. Research Honors and Awards Award 2001:, University of Southern Mississippi. Brandt Research Award Finalist. 1995:, University of Tennessee. Bonham Dissertation Award. Honor 1995:, FMA--New York, NY. FMA Dissertation Workshop. Other Research Activities

Teaching and Learning Scholarship 2005:,.,. Book Review of Pay Without Performance, published in Managerial Decision Economics Service to the University Department Assignments Director: 2005-2006: Banking and Finance Career Day: Director 2005-2006: Mississippi School of Banking: Director Member: 2007-2008: Dissertation Member: Fred Adjei 2007-2008: Dissertation Member: Andriy Shkilko 2007-2008: Dissertation Member: Michael McShane 2004-2005: Ph.D. 2004-2005: Finance Department, Faculty Recruitment: University of Mississippi, School of Business Administration Writing Student Recommendations: 2007-2008: Letters of Recommendation: Three doctoral students and at least seven undergraduates. College Assignments Chair: 2012-2013 2016-2017: Endowment Committee 2007-2008 2016-2017: Executive Committee 2007-2008: Finance Faculty Search Committee II Director: 2007-2008: Banking and Finance Career Day: Directed Career Day Faculty Advisor: 2007-2008: Faculty advisor: Financier's Club 2005-2006: Financier's Club: Advisor Member: 2010-2011 2016-2017: Reaffirmation of Accreditation Planning Committee 2009-2010 2016-2017: Scholarship Committee 2010-2011: Dean of Applied Sciences Search Committee 2009-2010: Honors College Council 2009-2010: AACSB Planning Committee

2008-2009: Scholarships 2008-2009: Assurance of Learning 2008-2009: Accreditation Planning 2007-2008: Finance Faculty Search Committee I 2005-2006: Finance Search Committee 1998-1999: Bryant College Faculty-Athletics Advisory Committee 1998-1999: Bryant College Committee of Scholastic Standing 1997-1998: Bryant College, Faculty Advising Task Force University Assignments Chair: 2001-2002: University of Southern Mississippi Scholarship Committee 1997-1998 1998-1999: Bryant College SAS and UNIX System Administration Coordinator: 2004-2005: University of Mississippi, Banking and Finance Symposium: Speaker 2000-2001 2001-2002: University of Southern Mississippi, Finance Award Director: 2004-2005: Mississippi School of Banking, University of Mississippi 2004-2005: The University of Mississippi, Banking and Finance Career Day Faculty Advisor: 2003-2004: Kappa Upsilon Chi 2001-2002: University of Southern Mississippi: Honors Thesis-Amelia Diane Robinson 1997-1998 1998-1999: Bryant College Finance Club 1997-1998 1998-1999: Bryant College InterVarsity Christian Fellowship Faculty Sponsor: 2004-2005: University of Mississippi, Financier's Club Member: 2011-2012 2015-2016: Strategic Planning Council 2010-2011 2015-2016: Executive Management Council 2010-2011 2015-2016: Council of Academic Administrators 2010-2011 2011-2012: UM/MSU Task Force 2010-2011 2011-2012: Honors College Council 2010-2011: Dean of Graduate School Search Committee 2010-2011: Plus/Minus Grading Task Force 2009-2010: Budget Subcommittee for the Chancellors Inauguration

2009-2010: Vice Chancellor for Development Search 2009-2010: Executive Director of Brand Marketing and Communications Search 2009-2010: Distance Education Task Force 2009-2010: Council of Academic Advisors 2009-2010: Search Committee, Residential College Senior Fellow 2008-2009: Search Committee, Executive Director of Marketing Communications 2003-2004: Texas Tech Student-Employer Relations Committee 2002-2003 2003-2004: Texas Tech Faculty Support Services Committee 2002-2003 2003-2004: Texas Tech Internship Committee 2002-2003 2003-2004: Texas Tech Masters Curriculum Committee 2001-2002: USM Honors College Committee 2000-2001 2001-2002: University of Southern Mississippi, College of Business Web Presence Council 1999-2000 2001-2002: USM Undergraduate Curriculum Committee 2000-2001: USM Graduate Curriculum Committee Other Institutional Service Activities: 2004-2005: Mississippi School of Banking, University of Mississippi: Instructor 2004-2005: Banking and Finance Council, University of Mississippi: Speaker 2004-2005: LSU Graduate School of Banking: Instructor 2003-2004: LSU Graduate School of Banking: Instructor 2003-2004: Texas Tech University Community Banking School: Co-Director, Bank Dynamics Simulation 2003-2004: Texas Tech/Texas A & M Agricultural Lending School: Speaker 2002-2003: LSU Graduate School of Banking: Instructor 2002-2003: Mississippi School of Banking, University of Mississippi: Instructor 2001-2002: University of Southern Mississippi: Freshman Year Experience Facilitator 2001-2002: University of Southern Mississippi: Associate Director, USM Financial Services Center 2001-2002: Mississippi School of Banking: Instructor 1999-2000 2000-2001: Mississippi Bankers Association Conference: University of Southern Mississippi Faculty Representative 1999-2000: Mississippi School of Banking, University of Mississippi: Instructor 1996-1997 1997-1998: Bryant College, Participant in Open House Meet the Faculty' Program State-wide Assignments Director: 2007-2008: Director: Mississippi School of Banking Facilitator: 2005-2006: Mississippi School of Banking: Instructor

2005-2006: Graduate School of Banking at LSU: Case Instructor Member: 2005-2006: Mississippi Young Bankers Council: Council Member Dissertation Assignments Director: 2008-2009: Dissertation Chair: Philip Tew 2007-2008: Dissertation Chair: Bhanu Balasubramanian Faculty Advisor: 2008-2009: Honors Thesis Advisor: Shakitha Harden Service to the Profession Academic Conference: Discussant 2012: Financial Management Association Annual Meeting. 2007: Southern Finance Association, Destin, Florida. Paper discussant 2005: Eastern Finance Association Meeting, Norfolk, Virginia. Paper Discussant 2003: Southern Finance Association Meeting, Charleston, South Carolina. 2002: Eastern Finance Association Meeting, Baltimore, Maryland. 2002: Financial Management Association Meeting, San Antonio, Texas. 2001: Southern Finance Association Meeting, Destin, Florida. 1999: Southern Finance Association, Key West, Florida. 1998: Eastern Finance Association Meeting, Panama City, Florida. 1997: Southern Finance Association Meeting, Baltimore, Maryland. 1996 1997: Financial Management Association Meeting, Honolulu, Hawaii. 1994: Southern Finance Association Meeting, Charleston, South Carolina. Academic Conference: Moderator / Facilitator 2010: Southern Finance Association Meeting. Session Chair (three separate sessions) 2009: Southern Finance Association Meeting. Session Chair 2005: Financial Management Association, Chicago, Illinois. Session Chair Board Member: PRJ Editorial Review Board 2013: Journal of Business Research. 2001 2007: Journal of Business Research. Chair: Committee / Task Force 2004: Financial Management Association Meeting, New Orleans, Louisiana. Session Chair 2001: Southern Finance Association Meeting, Destin, Florida.

Chair: Conference / Track / Program 2011 2013: Southern Finance Association Meeting. Program Committee 2007: Southern Finance Association, Charleston, South Carolina. Vice President of Programs 2005: Southern Finance Association, Key West, Florida. Special Topics 2003: Southern Finance Association Meeting, Charleston, South Carolina. Session Chair 2003: Southern Finance Association Meeting. Financial Institutions & Markets Reviewer - Article / Manuscript 2012: Journal of Business Research. 2009 2011: Journal of Banking and Finance. 2009: Journal of Money, Credit, and Banking. 2009: Quarterly Review of Economics and Finance. 2009: Global Finance Journal. 2009: Financial Review. 2007: Review of Financial Economics. Referee 2007: Review of Quantitative Finance and Accounting. Referee 2007: Journal of Business Research. Referee Editor: Associate Editor 2013: Journal of Financial Research. Associate Editor External Reviewer for Tenure 2005: Miami University of Ohio, Oxford, Ohio. Member: Committee/Task Force 2006: Eastern Finance Association, New Orleans, Louisiana. Nominating Committee Member 2005: Financial Management Association. Program Committee 2002: Eastern Finance Association. Financial Institutions and Markets Committee 1999: Southern Finance Association. Financial Institutions and Markets 1997: Financial Management Association Meeting. Financial Institutions and Markets Officer: Organization / Association 2008: Southern Finance Association, Key West, United States of America. President 2001: Southern Finance Association. Financial Institutions and Markets Reviewer: Ad Hoc Reviewer for a Journal 2005: Quarterly Review of Economics and Finance. Referee 2005: Journal of Banking and Finance. Referee 2001 2005: Journal of Business Research. 2004: Journal of Financial Research.

2003: Journal of Banking and Finance. 2003: Journal of Business. 2002: Journal of Economics and Finance. 2002: Journal of Economics and Business. 1999 2001: Journal of Banking and Finance. 1998 1999: Thunderbird International Business Review. 1997: Quarterly Journal of Business and Economics. Service to the Community Member of a Committee 2007: Mississippi Young Bankers' Association, Executive Counsel 2004: Mississippi Young Bankers' Association, Executive Counsel Other Community Service Activities 2007: Mississippi Bankers Association Convention, Destin, FL, Speaker 2007: Newspaper Source, Quoted in Mississippi Business Journal regarding bank growth. 2003: Conference of State Bank Supervisors Forum, Norfolk, VA, Speaker 2003: Conference of State Bank Supervisors, Norfolk, VA, Speaker Other Honors and Awards 1995:, University of Tennessee. FMA Scholarship. 1991:, West Georgia College. Graduate cum laude. Other Activities 2003 - : Guest on 'ViewPoint' with Bill Lowell, PBS Television, Lubbock, TX. Teaching Honors and Awards Award 2007:, University of Mississippi. Outstanding Teacher of the Year. 1996:, University of Tennessee. Graduate Teaching Award. Memberships Beta Gamma Sigma, 1990 Financial Management Association Southern Finance Association