FORDHAM LAW SCHOOL CENTER FOR COPORATE, SECURITIES, AND FINANCIAL LAW, New York, NY Fellow, June July 2004

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1 FLORENCIA MAROTTA-WURGLER New York University School of Law 40 Washington Square South, Suite 314-I New York, New York (212) EMPLOYMENT NEW YORK UNIVERSITY SCHOOL OF LAW Professor of Law, present Associate Professor of Law, Assistant Professor of Law, Faculty Director, NYU Law Abroad in Buenos Aires, 2013 present Member, Engelberg Center on Innovation Policy Co-Chair, Academic Careers Committee present Co-Director, Lederman Fellowship in Law and Economics HARVARD LAW SCHOOL Visiting Professor, Fall 2015 NEW YORK UNIVERSITY SCHOOL OF LAW AND STERN SCHOOL OF BUSINESS CENTER FOR LAW AND BUSINESS, New York, NY Leonard Wagner Fellow in Law and Business, August June 2006 FORDHAM LAW SCHOOL CENTER FOR COPORATE, SECURITIES, AND FINANCIAL LAW, New York, NY Fellow, June July 2004 DAVIS POLK & WARDWELL, New York, NY Associate, Corporate Department, October May 2003 NATIONAL BUREAU OF ECONOMIC RESEARCH, Cambridge, MA Analyst, Economics of Aging Program, July June 1998 OTHER ACTIVITY AMERICAN LAW INSTITUTE Member Co-Reporter, Restatement of the Law of Consumer Contracts AMERICAN LAW AND ECONOMICS ASSOCIATION Member, Board of Directors

2 NEW YORK STATE BAR ASSOCIATION Admitted to Practice EDUCATION NEW YORK UNIVERSITY SCHOOL OF LAW, New York, NY J.D., May 2001 Cum Laude Daniel G. Collins Prize for Excellence in Contract Law Robert McKay Scholar UNIVERSITY OF PENNSYLVANIA, Philadelphia, PA B.A. Economics, May 1996 Magna Cum Laude PUBLICATIONS (Even) More Than You Wanted to Know About the Failures of Mandated Disclosure: A review of Omri Ben-Shahar and Carl Schneider s MORE THAN YOU WANTED TO KNOW, Jerusalem Review of Legal Studies 1-12 (2014) Does Anyone Read the Fine Print? Testing a Law and Economics Approach to Standard Form Contracts, with Yannis Bakos and David R. Trossen, 43(1) Journal of Legal Studies 1 (2014) Set in Stone? Change and Innovation in Consumer Standard Form Contracts, with Robert Taylor, 88(1) New York University Law Review 240 (2013) Does Contract Disclosure Matter? 168(1) Journal of Institutional and Theoretical Economics 94 (2012) Will Increased Disclosure Help? Evaluating the Recommendations of the ALI s Principles of the Law of Software Contracts, 78(1) University of Chicago Law Review 165 (2011) Some Realities of Online Contracting, 19(1) Supreme Court Economic Review 11 (2011) Are Pay Now, Terms Later Contracts Worse for Buyers? Evidence from Software License Agreements, 38(2) Journal of Legal Studies 309 (2009)

3 Competition and the Quality of Standard Form Contracts: The Case of Software License Agreements, 5(3) Journal of Empirical Legal Studies 477 (2008) What s in a Standard Form Contract? An Empirical Analysis of Software License Agreements, 4(4) Journal of Empirical Legal Studies 677 (2007) Unfair Dispute Resolution Clauses: Much Ado About Nothing? in BOILERPLATE: FOUNDATIONS OF MARKET CONTRACTS (Omri Ben-Shahar, ed., Cambridge University Press (2007) WORKING PAPERS AND WORKS IN PROGRESS Does Notice and Choice Disclosure Regulation Work? An Empirical Study of Privacy Policies How Far Do FTC Privacy Actions Go? Measuring the Effect of FTC Privacy Enforcement Actions on the Privacy Policies of Firms Online The Scholarship of Florencia Marotta-Wurgler: Response to Bernstein, Zamir, Zarsky, and Zusman TEACHING NEW YORK UNIVERSITY SCHOOL OF LAW Contracts (Fall 2006, 2007, 2008, 2009, 2011, 2012) Consumer Contracts (with Oren Bar-Gill) (2012) Research Seminar for Future Academics (2008/2009, 2010/2011, 2011/2012) Colloquium on Law and Economics (2012) Internet Contracts (Spring 2011, Spring 2015) Sales: Domestic and International (Spring 2009) Topics in E-Commerce (Spring 2007) FORDHAM LAW SCHOOL Corporations (Spring 2003) PRESENTATIONS 2015: U. of Tokyo Law School; Boston U. Law School; U. of Michigan Law School; ALI Meeting on the Restatement, Third, The Law of Consumer Contracts; U. of Amsterdam; Humboldt U. Faculty of Law (Yale-Humboldt Consumer Law Lecture and Kosmos Dialogue: The Rational Consumer and Contract Law); Berkeley, Privacy Law Scholars Conference

4 2014: ALI Meeting on the Restatement, Third, The Law of Consumer Contracts; Hebrew U., The Center of Empirical Studies of Decision Making and the Law; U. of Haifa Law School and Technion University; UC Berkeley Conference of Empirical Legal Studies; U. of Virginia Law School, Conference on Disclosure; University College London and European Research Council, Conference on Behavioral Industrial Organization and Consumer Protection; U. of Houston Law Center; U. of Amsterdam (2); George Washington School of Law, Privacy Law Scholars Conference; Georgetown U. Law Center, Symposium on Fine Print; Columbia Law School, Symposium on Omri Ben-Shahar and Carl Schneider s book; AALS Annual Meeting 2013: Temple University School of Law; U. of Virginia Law School; U. of Toronto Faculty of Law; Consumer Financial Protection Bureau 2012: ALI Meeting on the Restatement, Third, The Law of Consumer Contracts; U. of Chicago Law School; Stanford U. Law School, Conference on Empirical Legal Studies; Columbia and New York University School of Law Conference on Contractual Innovation; New York University School of Law; Columbia U. 2011: Universidad Torcuato Di Tella; Krakow Seminar on the New Institutional Economics; American Law & Economics Association Annual Meeting; U. of Texas Law School; U. of Colorado at Boulder; Harvard Law School 2010: Yale Law School, Conference on Empirical Legal Studies; U. Chicago Law School, Symposium, The Licensing of Intellectual Property; Citizen Works, Policy Roundtable; American Law & Economics Association Annual Meeting; ETH (Swiss Federal Institute of Technology Zurich); U. of Illinois College of Law; Fordham University School of Law; New York University School of Law; Boston University School of Law; Federal Trade Commission, Bureau of Consumer Protection; AALS Annual Meeting, Section on Commercial and Related Consumer Law 2009: U. of Southern California Law School, Conference on Empirical Legal Studies; U. of Alabama School of Law; Hebrew U., Conference on Contract Law; Georgetown U. Law Center; U. of Kansas Law School; GMU-Microsoft Conference on online innovation; U. of Virginia School of Law; New York University School of Law; Harvard-Texas Conference on Commercial Law Realities 2008: Drexel Law School, Conference on Law and Entrepreneurship 2007: Harvard Law School; Harvard Law School, American Law & Economics Association Annual Meeting; AALS Panel on Law and Economics 2006: Northwestern U. Kellogg School of Business; U. of Texas Law School, Conference on Empirical Legal Studies; Harvard-Texas Conference on Commercial Law Realities; New York University School of Law, Law and Economics Workshop

5 EXPERT TESTIMONY AND MEDIA U.S. Senate Committee on Commerce, Science, and Transportation, hearing on Aggressive Sales Tactics on the Internet and Their Impact on American Consumers, November 17, 2009 The Inefficiency of Disclosure as a Regulatory Mechanism. New York Times, (February, 2015) Why People are Freaking Out Over General Mills New Legal Policy, Slate (April, 2014) Jerry Agar Show on Newstalk 1010 CFRB, Toronto, Canada (August, 2013) Bax and O Brien Morning Show on WAQY-FM, MA (August, 2013) Those Wordy Contracts We All So Quickly Accept, New York Times, (July 12, 2013) If You Break It Do You Really Have to Buy It?, Slate (July, 2012) Delta Appeared to Overcharge Frequent Flyers for Weeks Was That Legal?, TIME Magazine (May, 2012) Attack of the Fine Print, Wall Street Journal (January 19, 2012) Who Reads the Fine Print Online? Less Than 1 Person in 1000, Forbes.com (April 8, 2010) How to Beat Online Shopping Scams, Forbes.com (April 8, 2010) Rockefeller Cracks Down on Shady Marketing Schemes. The Hill, (November 17, 2009) Internet Scam or Post-Sale Bargain, ABC News (November 17, 2009) GRANTS Leonard H. Stern s Network, Electronic Commerce, and Telecommunications (NET) Institute Grant, 2006

ELLEN E. ENGEL. Stanford University, Graduate School of Business, Ph.D. - Accounting, 1997.

ELLEN E. ENGEL. Stanford University, Graduate School of Business, Ph.D. - Accounting, 1997. ELLEN E. ENGEL September 2016 University of Illinois at Chicago Department of Accounting 601 S. Morgan Street Chicago, IL 60607 Office Phone: (312)-413-3418 Mobile Phone: (847) 644-2961 Email: elleneng@uic.edu