2019 Calendar DREAM BIG. Scholars Choice. The 529 Plan with the Legg Mason difference.

Transcription

1 2019 Calendar DREAM BIG Scholars Choice. The 529 Plan with the Legg Mason difference.

2 DREAM BIG Children wonder. They explore. They imagine. Their dreams have no limits. Watching them grow, parents do their very best to guide and support them along their journey to become their best selves. And in sharing Legg Mason s mission of Investing to Improve Lives, we re here to help. Through our years of dedication to making it easier for families to afford college, we ve come to know that a solid savings footing can go a long way towards big dreams. The Scholars Choice Team

3 READY TO START SAVING? Step 1: Review the variety of investment options available with your advisor and select one that best meets your investment needs. Step 2: Go to scholars-choice.com to download and complete the Scholars Choice New Account Application. Step 3: Leave the completed application with your advisor and they will ensure it gets processed.

4 1 Get off to a great start and save for college with confidence. Scholars Choice 529 Plan offers solid results, low fees and a range of investment options. January

5 New Year s Day 21 Martin Luther King Jr. Day December February

6 2 The sky s the limit. The Scholars Choice 529 Plan has no age, time or contributor restrictions and no income or account balance limits. November February

7 Groundhog Day 5 Chinese New Year 14 Valentine s Day 18 Presidents Day January March

8 3 Astronaut? Rocket scientist? Just as he changes his mind, so can you. 529 plans let you change the beneficiary at any time to anyone related to the current beneficiary. March

9 Read Across America Day 6 Ash Wednesday 10 Daylight Saving Time begins 17 St. Patrick s Day 20 First day of spring February April

10 4 Looking up and looking ahead. As 529 month approaches, it s time to consider the many benefits of Scholars Choice. April

11 April Fools Day 15 Tax Day 19 Good Friday 19 Passover begins 21 Easter 22 Earth Day March May

12 5 Kick off 529 month by learning how tax advantages, flexibility and account owner control make Scholars Choice one of the most effective college savings programs. May

13 Cinco de Mayo 5 Ramadan begins 12 Mother s Day 27 Memorial Day Day April June

14 6 College savings need time to grow. It s best to start early, set your goals, save consistently and take advantage of 529 plan benefits. June

15 Flag Day 16 Father s Day 21 First day of summer May July

16 7 Life is all about learning, and the college years arrive in the blink of an eye. The Scholars Choice 529 Plan can be a smart strategy to help support a loved one s future. July

17 Independence Day 28 Parents Day June August

18 8 Back-to-school time brings thoughts of college days ahead. Explore how a 529 plan can help you take your best shot at saving for higher education. August

19 July September

20 9 Worried about college tuitions going up? Having a funding strategy helps. Talk to your financial advisor about Scholars Choice and plan a course that s right for you. September November

21 Labor Day 8 Grandparents Day 23 First day of autumn 29 Rosh Hashanah begins August October

22 10 Like falling leaves, every family is different. The Scholars Choice 529 Plan is diversified across asset classes and management styles to provide options that suit your needs. October

23 Child Health Day 8 Yom Kippur begins 14 Columbus Day 31 Halloween September November

24 11 Did you know that you can invest in your grandchild s college education while reducing the value of your taxable estate? 529 plan rewards are twofold. November

25 Daylight Saving Time ends 11 Veterans Day 28 Thanksgiving Day October December

26 12 At holiday time, remember that the gift of education gives back. Make a 529 plan contribution by year s end and maximize your annual gift tax exclusion. December

27 Hanukkah First day of begins winter First Hanukkah day of begins winter 25 Christmas 26 Kwanzaa begins 31 New Year s Eve November January

28 About Legg Mason A leading global investment company, with over $755 billion* in assets invested worldwide, focused on long-term, actively managed strategies A diverse family of specialized investment managers, each with its own independent approach to research and analysis Over a century of experience in identifying opportunities and delivering astute investment solutions to clients in equities, fixed income and alternatives About CollegeInvest CollegeInvest is a not-for-profit division of the Colorado Department of Higher Education, and a trusted resource providing 529 college savings plans, financial education and scholarships for higher education. Where can I find more information? Visit *As of September 30, An investor should consider the Program s investment objectives, risks, charges and expenses before investing. The Program Disclosure Statement at scholars-choice.com/pds, which contains more information, should be read carefully before investing. If an investor and/or an investor s beneficiary are not Colorado taxpayers, they should consider before investing whether their home states offer 529 plans that provide state tax and other benefits such as financial aid, scholarship funds and protection from creditors that are only available to state taxpayers investing in such plans. Investments in the Scholars Choice College Savings Program are not insured by the FDIC or any other government agency and are not deposits or other obligations of any depository institution. Investments are not guaranteed by the State of Colorado, CollegeInvest, QS Investors, LLC, Legg Mason Investor Services, LLC, or Legg Mason, Inc., or its affiliates and are subject to risks, including loss of principal amount invested. Legg Mason, Inc., its affiliates and its employees are not in the business of providing tax or legal advice to taxpayers. These materials and any tax-related statements are not intended or written to be used, and cannot be used or relied upon, by any such taxpayer for the purpose of avoiding tax penalties or complying with any applicable tax laws or regulations. Tax-related statements, if any, may have been written in connection with the promotion or marketing of the transaction(s) or matter(s) addressed by these materials, to the extent allowed by applicable law. Any such taxpayer should seek advice based on the taxpayer s particular circumstances from an independent tax advisor. Scholars Choice is a registered service mark of CollegeInvest. CollegeInvest and the CollegeInvest logo are registered trademarks. Administered and issued by CollegeInvest, State of Colorado. QS Investors, LLC is the Investment Manager and Legg Mason Investor Services, LLC is the primary distributor of interests in the Program; together they serve as Manager of the Program. QS Investors, LLC, and Legg Mason Investor Services, LLC are Legg Mason, Inc. affiliates. scholars-choice.com 2018 Legg Mason Investor Services, LLC. Member FINRA, SIPC SCHX /18