-t- LI~ T~R~~~A. LIe NQlII.JRA MF [~,m~~~~'~iejje. uc NOAURA MF. An Open Ended Equit," Scheme

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1 -t- CK LI~ T~R~~~A Investment Manager: LlC NOMURAMutual Fund Asset Management Company Limited 4thFloor, Industrial Assurance Building, Opp. Churchgate Station, Mumbai Tel.: Fax: Toll FreeNo.: Website: KEV INFDRMATION MEMORANDUM Be (OMMON APPLICATION An opln endad dabt sehama Lie NM.URA MF FL9AIING RATE FUND An open ended Income Scheme FORM An open ended liquid scheme LIe NQlII.JRA MF [~,m~~~~'~iejje MO~ Lie N04\URA MF BALANCED FUND PLAN An open ended debt scheme for Children An Open-ended Income Scheme An open ended Balanced Fund uc NOAURA MF An open ended Index linked equity scheme An open-ended Growth Scheme An open-ended equity linked savings scheme (ELSS) An open ended equity Growth scheme tu([liij An open ended Income Scheme An open ended insurance linked tax saving scheme An Open ended Growth scheme An Open ended Debt scheme SYSTEMATIC ASSET ALLOCATION FUND An Op.n Ended Equity Scheme An Open Ended Equit," Scheme An Open Ended Eqllity Scheme A Debt Oriented Interval Scheme This Key Information Memorandum (KIM) sets forth the information, which a prospective investoroughtto know before investing. Forfurtherdetails ofthe scheme/mutual fund, due diligence certificate by theamc, key personnel, investors' rights & services, risk factors, penalties & pending litigation, associate transactions etc. investor should, before investment, refer to the Scheme Information Document and Statement of Additional Information available free of cost at any of the Investor Service Centres or distributors or from the website: The scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations 1996, as amended till date, and filed with Securities and Exchange Board of India (SEBI). The units being offered for public subscription have not been approved or disapproved by SEBI nor has SEBI certified the accuracy or adequacy of thim KIM. -t- CK

2 AREA OFFICES AHMEDABAD: Jeevan Sadan, 3rd Fir, LlC Bldg, Opp. Capital Commercial Center, AHMEDABAD : : / / / ; BANGALORE: No.4, Canara Mutual Building (Opp. Cash Pharmacy), 2nd Floor, Residency Rd, BANGALORE : : / / / ; BHUBANESHWAR: OCHC Building, Ground Floor, 24-Janpath, Un~-3, BHUBANESHWAR : : ; CHENNAI: 15,Anna Salai, Next to V.G.P. Bldg., CHENNAI : / : / ; DEHRADUN: 110, Tagore Villa, Chakrata Road, DEHRADUN : : / / / ; ERNAKULAM: 11th Floor, Jeevan Prakash, M.G. Road, Emakulam, KOCHI : : / / ; GOA: T 9/10, 3rd floor, Alfran Plaza, Opp. Don Bosco High School, M. G. Road, Panaji, GOA : : / / / ; GURGAON: Office No. 202, 1st Roor, AKD Tower, Near HUDA Office, Sector 14, GURGAON : : / / ; GUWAHATI: C/o LlC of India, Jeevan Deep Building, M. L. Nehru Road, Panbazar, GUWAHATI-781 OOt : ; HUBLI: 2nd Roor, LlC Bldg., Beside HPO, Lamington Road, HUBLI : / : / ; HYDERABAD: House No , 4th Floor, Jeevan Jyoti Building, Basheerbagh, HYDERABAD : / : / / ; INDORE: U.V. House, 1st Roor, Snehil9/1-ASouth Tukoganj, INDORE : / : / / ;. JAIPUR: 327 -A, 3rdfloor, Ganpati Plaza, M.1.Road, JAIPUR-1.: : / / ;. KANPUR: Jeevan Vikas, Ground Floor, 16/98,M.G. Road, KANPUR : : / / / ; KOLKATA: Ground Floor, Hindustan BuildingAnnexe, 4, Ch~ranjanAvenue, KOLKATA : / : / / / / / ; LUCKNOW: 7th Roor, Jeevan Bhavan 2, Naval Kishore Road, Hazrat Ganj, LUCKNOW OOt : / ;. LUDHIANA: Rm No , 1st FI, S.C.O. 18, Opp. Stock Exch., Feroze Gandhi Mid, LUDHIANA : / : / / ;. MADURAI: 2nd Roor, LlC Bldg., Door No.3, West Marret Stree~ MADURAI- 625 Oot : ; MANGALORE: No.6, Gr. Roor, Popular Building, K S Rao Road, MANAGALORE : : / ; MUMBAI-I: Gr. Roor, Industrial Assurance Bldg., Opp. Churchgate Station, MUMBAI : / /63: / / /993095m2/ / ; MUMBAI-II: 103, Rrst Floor,A Wing, BSEL Tech Park, Opp. Vashl Railway Station, NAVI MUMBAI : : / / ; NAGPUR: Jeevan Seva Bldg., Mount Road, Sadar, NAGPUR : : / ; NASHIK: Shop No.2, Ground Roor, Rajvee Enclave, New Pandit Colony, NASHIK : : / / ; NEW DELHI: 7th Floor, Jeevan Prakash, 25 K.G. Marg, NEW DELHI : / : / / / / / ;. PATNA: Ground floor, JeevanJyothl Bldg. Exhibition Road, PATNA : : / / ;. PUNE: C/o LIC of India, Pune D.0.-1,617,Shivaji Nagar,Univers~ Road, PUNE : : / ; RAlPUR: SF-22-23, Millennium Plaza, Near Indian Coffee House, G.E. Road, RAIPUR C.G.: / : / / / ; RAJKOT: 721, Star Chamber, Harihar Chowk, RAJKOT : : ;. RANCHI: Narsaria Tower,2nd Roor, Opp. Lalpur Police Station, Post Lalpur, RANCHI : : / / ; BUSINESSCENTERS AGRA: ; AHMEDNAGAR: ; AJMER: ; ALAPUZHA: ; ALLAHABAD: ; AMRAVATl: ; AMRITSAR: ; AURANGABAD: ; BANKURA: ; BEHRAMPORE: ; BELGAUM: ; BELLARY: ; BILASPUR: ; BHAGALPUR: ;. BHILAI: ;. BHILWARA: ;. BHOPAL: ;. BHUJ: ;. BIKANER: ;. BOKARO: ;. BURDWAN: ;. CHANDIGARH: ; CHANDRAPUR: ; COIMBATORE: ; DALTONGANJ: ; DEOGHAR: ; DHANBAD: ; GAYA: ;. GORAKHPUR: ;. GULBARGA: ;. GWALIOR: ;. HALDWANI: ; HASSAN: ;. JABALPUR: ;. JAGDALPUR: ;. JALGAON: ;. JAMMU: ;. JAMSHEDPUR: ; JHANSI: ; JODHPUR: ; KARIMNAGAR: ; KARWAR: ; KHARAGPUR: ; KOLHAPUR: ; KOTA: ; KOTTAYAM: ; KOZHIKODE: ; MADIKERI: ; MALDA: ; MANDl: ; MEERUT: ; MEHSANA: ; MORADABAD: ; MYSORE: ; MUZAFFARPUR: ; NANDED: ;. NELLORE: ;. NOIDA: ;. PANIPAT: ;. PONDHICHERRY: ;. RAJAHMUNDRY: ;. SAHARANPUR: ;. SALEM: ;. SAMBALPUR: ;. SATARA: ;. SATNA: ;. SHAH DOL: ;. SHILLONG: ;. SHIMLA: ;. SHIMOGA: ;. SURAT: ;. SURAT: ;. SILIGURI: / ;. THANE: ;. THRISSUR: ;. TlRUNELVELI: ;. TRICHY: ;. TRIVANDRUM: ;. UDAIPUR: ;. UDUPI: ;. VADODARA: ;. VAPI: ;. VARANASI: ;. VISHAKHAPATNAM: ;. VIJAYWADA: ; WARANGAL: KARVY CENTRES Agartala: : ; Agra: :. Ahmedabad: : ; : ; AJmer: : ; ; Allahabad: : Alleppy: :. Alwar: /300/400: Amaravathi: / : Amritsar: : : ; Aurangabad: : ; Balasore: : ; ; ; Bangalore: : ; ; Bankura: : Bareilly: : Baroda: : ; Belgaum: : ; ; Bellary: : ; Bhagalpur: : Bhatinda: : Bhilai: /32: Bhilwara: /87: Bhopal: : ; Bhubaneswar: : ; , : ;. Bikaner: /15: Bilaspur: /406764: ; /221931; ; Bokaro: /32130: Burdwan: : ; calicut: : ; Sudeesh Mobile: : ; Chandigarh: : ; : : ; ; : 0172 _ ; Chennal: : ; : m2: (Exclusive for DWS); Cochln: : ; : ; Coimbatore: : CuHack: : Davangere: ; ; Dehradun: : Dhanbad: : ; : UTI;. Erode: : , ;: ;. Gandhidham: :. Gaya: : ;. Gorakhpur: :. Gulbarga: : ;. Gurgaon: :. Guwahati: :. Gwatior: :. Haldwani: :. Hassan: ;. Hubli: : ;. Hyderabad: / : Indore: : Jabalpur: : Jaipur: : ; : ; Jalandhar: : ; ; ; Jalgaon: Ext: 133: ; ; ; Jalpaiguri: : ; ; Jammu: : ;. Jamnagar: : ; / ; Jamshedpur: : ;: ; Jhansi: : Jodhpur: : ; Kanpur: : Kharagpur: : ; Kolhapur: : Kolkala: : /63; Kollam: : ; ; Korba: : , ; Kola: : ; : ; Kottayam: : ; : ; Lucknow: : ; ; Ludhiana: : ; Madurai: : Maida: : ;: : ;: ;. Mangalore: :. Mandl: :. Margoa: : ; ;. Meerut: :. Moradabad: : Mumbai: : ; Muzaffarpur: : Mysore: : ; : ; Nagpur: : ; : ;. Nanded: : ;. Nasik: :. New Delhi: : Noida: : Patghat: : ;. Panipat: : NA; Panjim: ; Patiala: : ; ; : ; Patna: : ; ; Pondicherry: : & ; Pune: : ; ; ; Raipur: : ; Rajkot: :. Ranchi: : ; ;. Ratlam: :. Rourkela: : ;. Salem: : , ; : ; ;. Sambalpur: : ; : ; ; Satna: : Shillong: : Shimla: : Shimoga: : ;. Slligurl: : ;. Solapur: : ;. Surat: ;. Thodupuzha: : ;. Tlrunelvell: ;: ;. Trichur: : ; ;. Trichy: : ;. Trivandrum: : ;: ; ; Udaipur: : ; : ; : ; Valsad: : ; Varanasi: : Veil ore: ; ; Vllayawada: : ; ;. Vlsakhapatnam: / : ; ; ; Warangal: : ; REGISTRARS MIs. Karvy Computershare Pvt. Ltd. Unit : L1CNomura Mutual Fund Karvy Plaza, House No Avenue 4, Street No.1, Banjara Hills, Hyderabad Tel Fax: service_licmf@karvy.com Web. : I

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