Term Loan Scheme by the National Minorities Development and Finance Corporation
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1 Term Loan Scheme by the National Minorities Development and Ministry The National Minorities Development & (NMDFC) is functioning under the administrative control of the Ministry of Minority Affairs About & Benefits This scheme is for individual beneficiaries and is implemented through the SCAs. Under the Term Loan Scheme, projects costing up to Rs Lakhs are considered for financing. NMDFC provides loan to the extent of 90% of the project cost subject to a maximum of Rs lacs. The remaining cost of project is met by the SCA and the beneficiary. However the beneficiary has to contribute minimum of 5% of the project cost. The rate of interest charged from the beneficiary is 6% p.a. on reducing balance method. S. Parameters Scheme Details No. 1 Loan Amount Up to Rs Lakhs 2 Rate of Interest for beneficiaries 6% p.a. 3 Rate of Interest for SCAs 3% p.a. 4 Moratorium period 6 months 5 Repayment period for beneficiaries 5 years 6 Repayment period for the SCAs 8 years 7 Means of Financing NMDFC: SCA: Benef. 90:05:05 contribution 8 Utilization Period 3 Months Eligibility Handloom and Handicraft artisans Must belong to a minority community: Muslim, Christian, Sikh, Buddhist, Parsi and Jain. Applicant s Annual Income should be: o less-than Rs. 81,000/- in Rural Areas o less- than Rs. 1,03,000/- in Urban Areas How to apply 1. Contact local Implementing Agency. The list of Agencies with contact details can be found below: State Implementing Agency Contact details Andhra Pradesh Andhra Pradesh State Minorities Financial Razzak Manzil, 5th Floor, Haj House, Nampally, HYDERABAD , (Fax) (MD) (GM)
2 Assam Bihar CHANDIGARH Chandigarh CHHATISGARH Delhi Gujarat Haryana Himachal Pradesh Assam Minorities Development & R.G.B. Road, Ganeshguri, GUWAHATI 6 Bihar State Minorities Financial Ltd. Haj Bhawan, 1st Floor, 34 Harding Road, Ali Imam Path, PATNA Chandigarh Scheduled Caste Backward Classes & Minorities Financial & Development Ltd. Additional Town Hall Building, 3rd Floor, Sector 17-C, Punjab State Backward Classes Land Development & SCO No.60-61, Sector 17-A CHANDIGARH Chhatisgarh State Antyavasayee Coop. Finance and Dev. Corpn. Ltd. B-9, Sector-5, Devender Nagar, Raipur , Delhi SC/ST/OBC Minorities & Handicapped Financial & Dev. Ambedkar Bhawan, Sector 16, Rohini, DELHI Gujarat Minorities Finance and Development Ground Floor Block No.11, Dr. Jivraj Mehta Bhawan, GANDHINAGAR Mewat Development Agency Housing Board Colony, Nuh, Distt. Mewat, Haryana H.P. Minorities Finance and Development SDA Complex, Block No.38, First Floor, Kasumpti SHIMLA May to October: J&K Women s Development Old Secretariat, Block-A, 1st Floor, SRINAGAR J&K Women s Development Hall No.6-B, 2nd Floor, Aquaf Website: , (MD) , (Fax) Website: , (MD) , (Fax) (MD) Website: (Fax) (Fax) , (fax) (Telfax) , 11 (DC Office) Website: (Mgr.) (fax) Website: (Telefax) Website: (Fax) Website:
3 Jharkhand Karnataka Madhya Pradesh Complex,Gandhi Nagar JAMMU (J&K) J&K SCs/STs & BCs Development Ltd., Near Red Cross Office, Exchange Road SRINAGAR May to October: J&K Entrepreneurship Development Institute (JKEDI)Sempora, Pampore, Pantha Chowk Srinagar, J&K Entrepreneurship Development Institute (JKEDI) Ground Floor, Jawaharlal Nehru Udhyog Bhawan, Railhead Complex, Jammu Jharkhand State Minorities Finance & Development Balihar Road, Morabadi, Ranchi Karnataka Minorities Development Ltd. 12th Floor, Main TowerDr. B.R. Ambedkar Veedi, BANGALORE Kerala State Backward Classes Development SENTINEL 2nd Floor,TC No.27/588(7) & (8) Pattoor, THIRUVANTHAPURAM Kerala State Women s Development Corpn. T.C.20/2170,Opp. Manmohan Bunglow, Kowdiar P.O. THIRUVANTHAPURAM Kerala State Co-operative Federation forfisheries Development Ltd., Kamaleswaram, Manacaud P.O., THIRUVANANTHAPURAM Kerala State Minorities Development KURDFC Building, Chakkorath Kulam, West Hill P.O., Kozhikkode, KERALA M.P. Backward Classes & Minorities Finance and Development Website: /65/ (Fax) Website: www. jkedi.org (Fax) Website: www. jkedi.org (Off) (Fax) Website: Website: agencies.html (Fax) Website: (Fax) Website: Website: Website: (MD)
4 Madhya Pradesh Maharashtra Manipur Mizoram Mizoram Odisha Puducherry Rajiv Gandhi Bhawan, Parisar-2, 1st Floor35, Shyamala Hills, BHOPAL Madhya Pradesh Hastshilp Avam Hathkargha Vikas Nigam Ltd. Hastshilp Bhawan, 03 Hamidia Road, BHOPAL Maulana Azad Alpsankhyak Aarthik Vikas Nigam DDA Building, 2nd Floor, Old Custom House,Shahid Bhagat Singh Marg MUMBAI Manipur Minorities & Other Backward Classes Economic Development Society Old High Court Complex, North AOC, Imphal MANIPUR Mizoram Cooperative Apex Bank Ltd. Bazar Bungkawn, PB-138,Aizawal MIZORAM Zoram Industrial Development New Secretariat Complex,Khatla, Aizawl, P. Box 125 MIZORAM Industrial Development Corpn. Ltd., IDC House, P.B. No.5, Dimapur Handloom & Handicrafts Development Ltd. P.B.No.81, Half Nagarajan,Dimapur State Social Welfare Board New Secretariat Complex,Kohima Post box-229 Orissa Backward Classes Finance Development Cooperative Ltd.Q.No.A/6, Unit 5,Near Rajiv Bhawan BHUBANESWAR Puducherry Backward Classes and Minorities Development Corn. Ltd. No.1, VIII Cross, Anna Nagar, Nellithope (Fax) Website: (GM) et/default.aspx (Fax) Website: (Fax) Commissioner office (fax) Website: (MD) (Adm) Website: (F) (MD) Website: (fax) Website: (GM) Website: (Fax) Website: (P) (G)
5 Punjab/ Haryana/ Chandigarh Rajasthan Tamil Nadu Tripura Uttar Pradesh Uttrakhand West Bengal PUDUCHERRY Haryana Backward Classes & Economically Weaker Sections Kalyan Nigam, SCO , Sector-22A CHANDIGARH Rajasthan Minority Finance Development & Cooperative Ltd. Ambedkar Bhawan, Plot No.G-3/1Room No.403/412, 3rd Floor,Near Civil Line Railway Crossing, JAIPUR-5 Tamil Nadu Minorities Economic Development 807, Anna Salai, Vth Floor, CHENNAI Tripura Minorities Cooperative Development Ltd. Lake Chowmuhani,Agartala WEST TRIPURA U.P. Minorities Financial Development Corpn. Ltd. 746, 7th Floor, Jawahar Bhawan,Ashok Marg LUCKNOW Uttrakhand Alpsankhyak Kalyan Tatha Wakf Vikas NigamAlpsankhyak Kalyan Bhawan,Near Aashram Padhti Vidhalaya,Shahid Bhagat Singh Colony,Adhoiwala DEHRADUN (UTTRAKHAND) West Bengal Minorities Development and AMBER, DD-27/E, Sector-1, Salt Lake City KOLKATA (Dir) (Fax) Website: (Telefax) Website: (Fax) (Fax) Website: (MD) (GM) (Fax) (Telefax) (Fax) Website:
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